To approve you for a line of credit, loan or even a mortgage, lenders usually look at your debt-to-income ratio. This ratio is simply how much of your income is spent on debt. To calculate your own debt-to-income ratio, first tally up…
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What are the best credit cards in Canada? RateSupermarket.ca’s 2013 Best of Finance Awards are here – check out the top earners in the country!
The Canadian household debt to income ratio has hit a new record high at 163.7% – and will only climb higher over the holidays. Here are some ways to keep your spending down during the priciest time of year.
Suffering from a Black Friday / Cyber Monday spending hangover? If you overdid it on the spending this holiday season, check out our top tips for making your wallet feel better.
If you’re stuck in a pile of credit card debt, it may be wise to lock the cards away until the situation is under control. That’s easier said than done, however – with so many of life’s necessities requiring credit card use, going card-free can take some strategy.
It’s tempting to forgo the mall and score a deal on Christmas gifts through Groupons and coupons. You could save big – but buyer also beware.
Canadians may be surprised to see how much their holiday spending can add up on their credit card bills – and it’s not just on gifts. RateSupermarket.ca is looking to offset those holiday costs with the chance to win $1,100 cash, and a free $100 gift card.
Is your credit card costing you more than it should? You could be paying thousands of dollars more in interest – simply because you’re using a card with the wrong features. Check out the best low interest cards on the market and see how they can help you pay down your debt.
The holiday’s are just around the corner – and t’is the season of overspending! Did you know Canadians spend an average of $1,100 on their holiday expenses? That’s why RateSupermarket.ca is giving away FREE $100 gift cards – and the chance to WIN free food and travel this holiday!