Is your credit card spending out of control? Learning how to live on a cash diet can halt that debt spiral and put you on track for savings. Here’s how to get started, and how to live day by day without your plastic.
Living as a student can force you to learn a lot about frugal personal finance – fast. But money smarts shouldn’t be forgotten after graduation day! Read on for the top savvy student finance takeaways to stick to, even after the paycheques start rolling in.
Should you consolidate credit card debt? It can be a tempting solution to sky high interest payments and persistent creditors – but be aware of pros and cons.
Could your credit card be doing more for you? Everyone loves a good perk – but the truth is, rewards credit cards aren’t always the best fit. Read on to learn more about your credit card options and how to pick your best plastic.
Are Canadians heeding the warnings on high household debt levels? According to an recent RBC Economics study, we appear to be making progress, as debt nationwide declined in February.
A common retirement strategy among small business owners is to depend on the sale of their small business – but that may not be enough. Here’s a list of other ways entrepreneurs can save for their retirement while simultaneously running their business.
Thinking of pulling money out of your RRSPs prematurely? It could cost you a lot more than you think – both in the short term, and to your retirement plan.
Last year, Scotiabank unveiled a new lineup of travel rewards credit cards in partnership with American Express. The Scotiabank Gold American Express leads this group with one of the highest reward returns around – and very flexible flyer perks.
If you’re stuck in a pile of credit card debt, it may be wise to lock the cards away until the situation is under control. That’s easier said than done, however – with so many of life’s necessities requiring credit card use, going card-free can take some strategy.
The holidays have come and gone – but they’re lingering on your credit card statement! If you’re living in fear of that big holiday bill, check out our ways to pay it off, pain free.