What are Insurance Riders? Do You Need Them?
Insurance / Insurance News / Life Insurance 101

What are Insurance Riders? Do You Need Them?

Disability and critical insurance can seem complicated – not only must you choose the right level of coverage, but you also have the option of adding an insurance rider to your policy; as with home insurance, many life insurance policies come with riders. But what exactly is an insurance rider, and how do they work? And what should policy holders be aware of when adding one to their coverage? Continue reading »

Do Insurance Acquisitions Mean Less Choice for Consumers?
Insurance / Insurance News

Do Insurance Acquisitions Mean Less Choice for Consumers?

A proposed deal for insurance giant Manulife Financial to acquire competitor Standard Life in a $4-billion deal would help the insurer expand its core business, and grab a larger share of the Quebec market. But what would an acquisition mean for Standard Life insurance customers? Will they see their coverage change, and options decrease? Continue reading »

What Kind of Insurance Do I Really Need?

What Kind of Insurance Do I Really Need?

Better to be safe than sorry; that’s the mantra drummed into Canadian’s heads by insurance companies. And while they have a valid point – no one wants to be bankrupted by an unforeseen series of events – many insurance customers are less knowledgeable than they should be about their coverage. When choosing your insurance products, educate yourself – and ensure you really understand what you’re signing up for. Continue reading »