What is considered a good credit score and how can you improve your rating? Test your fundamental knowledge of credit scores with this quiz.
Your credit report contains a plethora of information and can show you more than just your credit score. Here is how to make sense of those codes and numbers.
Learn the truth about your credit score, and how lenders view your creditworthiness.
Your financial decisions during the COVID-19 pandemic could directly impact your credit score. Fortunately, there are resources and strategies to help consumers during this difficult time.
Last week, Equifax reported it had suffered a major data breach, affecting more than 143 million consumers in the U.S. as well as “limited personal information” from Canadian and U.K. consumers. But there are ways to protect your info going forward…
Is your score being haunted by a debt, bankruptcy or registered item? By law, negative information can only stay on your credit report for a certain length of time, typically up to a maximum of 6 years. But this could be longer or shorter based on…
A new year provides the perfect opportunity to mentally give yourself a clean slate and get a handle on your finances. Are you planning on saving more this year? Investing? Paying off debt? No matter your resolution, you first need to gain a clear understanding of where you stand financially. And in order to do so, here are a few things you should know so you can best leverage your hard-earned dollars.
Want to take out a loan or mortgage, but don’t know where to start? Planning to Borrow by Steve Bang demystifies the world of consumer borrowing. Read on for our review, and prepare yourself before you walk into the bank.
Is your credit score mortgage ready? Many Canadians don’t know the state of their score before starting the pre-approval and application process – and they could be in for a nasty surprise. Here’s what you need to know about your score – and how you can improve your chances of qualifying for a mortgage.
Are you carrying too much high-risk debt? Revolving loans like credit cards can be damaging to your credit score – but you do have options. Here’s how you can reduce the amount of risky debt you carry, and get set on a plan to pay it off.