Adding an authorized user to your account can help you earn rewards faster and contribute to your credit utilization. However, you may be on the hook for any rogue purchases, so be careful who you sign up.
Just in time for National Get Smart About Your Credit Day, here is an overview of credit scores in Canada.
Which credit score or credit report should you get in Canada?
Is your score being haunted by a debt, bankruptcy or registered item? By law, negative information can only stay on your credit report for a certain length of time, typically up to a maximum of 6 years. But this could be longer or shorter based on…
Want to take out a loan or mortgage, but don’t know where to start? Planning to Borrow by Steve Bang demystifies the world of consumer borrowing. Read on for our review, and prepare yourself before you walk into the bank.
Could your credit score be the key to true love? A recent study from the U.S. Federal Reserve Board found couples with similar scores had a higher chance of relationship success.