Sometimes, it’s hard for students to get credit cards because they don’t have income from a part-time job, or any credit history on their record. In this case, consider these tips on how to build credit as a student.
Banks and lenders are not always too fond of risk. So if you’re self-employed but want to refinance credit card debt with a personal loan or get a mortgage – here are some things you should know about qualifying for a loan.
If you’re in debt, refinancing at a lower interest rate will help you repay it faster. But those in debt face a catch-22: They have so much debt, so their credit score likely isn’t very high – making it difficult to qualify for refinancing. Here are some tips on how to improve your credit quickly in order to refinance.
In January, people tend to cut back on certain expenses as they rehabilitate their credit and make up for overspending during the holidays. Less shopping, less restaurant visits, less entertaining… The effects that overspending have on lifestyle are usually pretty apparent…
For many of you, December is the last month of your debt-free journey. If you are on track to paying off all your debt by the end of the year, then I would like to wish you sincere congratulations! You have worked hard and you deserve to be proud of tackling a challenge that…
If you’ve been following along with our debt-free journey since the beginning of the year, you can likely see the finish line from here. So what will your life be like after your final debt repayment? Here are some strategies to keep up the good habits in 2017.
If you’ve fully used up your credit limit but you’re still hoping to improve your credit score, there are a few ways to do so. Read on for some tips that will help ensure your score bounces back in the future.
If you’ve been following along with our series, you’re now in the home stretch of becoming debt free. Read on for tips on how to get through the final few months – which happen to coincide with the holiday season.
In this second edition of our monthly series, Amanda Reaume explains how you can build your credit score back up and change your spending habits after declaring bankruptcy. Read on for her tips.
When you’re working hard to get out of debt, emergency expenses can throw you for a loop. Read on to find out how you can manage your budget if something unexpected happens.