Settling Your Credit Score

Ways to improve your credit score

March 15, 2013

When it comes to your credit, how do you rank? If you’re like the majority of Canadians, there’s a good chance you aren’t sure – our recent poll found 70% of respondents were in the dark about their credit score.The truth is, your credit score isn’t just a number – it can mean the difference between qualifying for a mortgage, loan or even a credit card. Read on to learn more about your credit score – and ways to make it better.

The Culprits Behind Your Low Credit Score

Are you guilty of habits that lower your credit score? The truth is, it can be a easier than you think to sabotage your credit, but tricky to catch yourself in the act – and you could be busted before you know it.

We’ve rounded up the top bad credit habits posing a threat to that pristine credit score. Read on to prevent unnecessary damage to yours.

Read Allan’s Blog | The Culprits Behind Your Low Credit Score

3 Tips: Living With Bad Credit

Are you worth it? That’s what banks want to know when they dole out loans and mortgages – and your credit score is the deciding factor. Turns out, that little number can make or break your chances of being a homeowner, obtaining financing – even getting a new credit card!

Check out our ways for simultaneously coping with bad credit and managing your finances.

Read Diane’s Blog | 3 Tips: Living With Bad Credit

5 Steps to Fix Your Credit Score

So your credit’s been busted – now what? If you’re stuck in a bad credit rut, don’t worry – it doesn’t have to stay that way! There are ways to effectively clean up your credit and improve your standing with banks and businesses. Check out our 5 tips for sprucing up your credit score.

Read Melanie’s Blog | 5 Steps to Fix Your Credit Score

And in this week’s finance headlines…

VIDEO: The Cost of Love? $43,824!

VIDEO: What’s the Cost of Love? RateSupermarket.ca crunched the numbers and found the average relationship costs $43,824! Watch to see what Canadians thought of these wallet-whopping numbers!

Read Penleope’s Blog | VIDEO: The Cost of Love

Canada Unemployment: Why New Grads Are Hardest Hit

Canada unemployment continues to be a national issue, and new graduates are hardest hit. Why are 20-somethings having trouble finding jobs? Is post-secondary debt setting students up for a lifetime of financial struggle?

Read Sean’s Blog | Why New Grads Are Hardest Hit

More Transparency Called For Mortgage Penalties

Breaking your mortgage, or even trying to pay it off early, can result in steep mortgage penalties. Calculating these costs can be very confusing for consumers – but banks are looking to address this information gap with a new code that calls for more transparency.

Read Rubina’s Blog | More Transparency Called For Mortgage Penalties

2Good2BeTrueDay: Fraud Prevention Awareness

March 12 is 2good2betrue day – a Twitter initiative to help stop financial fraud. Here are a few ways you can keep your own finances safe from scammers.

Read Andrew’s Blog | 2Good2BeTrueDay

How to Lower Your Property Taxes

Looking to lower your property taxes? It’s possible – check out our tips for ensuring your home hasn’t been unfairly assessed – and what you can do about it!

Read Sean’s Blog | How to Lower Your Property Taxes 

2.74%: 5 Year Fixed Mortgage Rates Are Smashing Records

It’s a new record for 5 year fixed mortgage rates at 2.74%! How much lower can we expect mortgage rates to go as we enter the typically hot spring mortgage season?

Read Penelope’s Blog | 5 Year Fixed Mortgage Rates Are Smashing Records

Stable Mortgage Rates Putting a Spring in Buyers’ Steps

March may signal rising temperatures, but the same cannot be said for fixed and variable mortgage rates as Canadian economic factors show only sluggish improvement.

Read Kelvin’s Blog | Stable Mortgage Rates Putting a Spring in Buyer’s Steps

Debit Card Fraud Falls 73%

A new Interac study shows debit card fraud has declined by 73% due to new chip technology. Read on for even more ways to keep your PIN – and your bank account – safe when using your debit card.

Read Andrew’s Blog | Debit Card Fraud Falls 73%

Target in Canada: The Economic Pros and Cons

The grand opening of Target is making waves among shoppers and other Canadian retailers. Will this American competition bode well for the economy? What’s in store for retail workers, and budget hunting consumers?

Read Sean’s Blog | Target in Canada

Butler Mortgages 2.77% Mortgage Rate is Back

The 2.77% mortgage rate is back! Butler unveiled their record low rate once again last Friday. Will more lenders follow suit with record breaking lows?

Read Penelope’s Blog | The 2.77% Mortgage Rate is Back

 You Answered!

This Week's Question

This week we asked Canadians:

Do you know your credit score?

Related Topics

Personal Finance / Personal Finance News / Your Credit Score

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