Life hacks are usually small changes that can make life easier, like mastering how to fold those awkward fitted bed sheets. But when it comes money, hacks can be worth thousands over your lifetime….
36% of Canadians are reportedly not planning to contribute to their RRSPs this year, and 17% are still undecided, even though the March 1st deadline for contributions is quickly approaching. If you want to receive a refund on your 2017 taxes…
Over 1/3 of Canadians surveyed do not invest (TFSA, RRSP, GIC, etc.) and only 4% say they’ve ever seriously considered opening an account. Investing seems difficult, but it is one of the easiest ways to free money and there are a few simple options to get you started…
Living paycheque to paycheque may not sound ideal, however it is a stressful reality for many, as shown in a new survey from the Canadian Payroll Association (CPA). The CPA found almost half of employed Canadians would struggle if their paycheque was delayed…
More than a third of all Canadians are withdrawing their RRSPs early, with many using the money to pay down debt or for basic living expenses, according to BMO’s annual RRSP study. At the same time, fewer Canadians plan to contribute to RRSPs this year in comparison to last.
A new year provides the perfect opportunity to mentally give yourself a clean slate and get a handle on your finances. Are you planning on saving more this year? Investing? Paying off debt? No matter your resolution, you first need to gain a clear understanding of where you stand financially. And in order to do so, here are a few things you should know so you can best leverage your hard-earned dollars.
According to the latest Statistics Canada data, close to 6 million Canadians put money into an RRSP plan last time out – which means roughly two thirds of those who were eligible to contribute didn’t put in a penny.
Over the next month, you’ll likely see a lot of ads and articles reminding you to invest in an RRSP. This is because the deadline for investing in a new RRSP and qualifying for a rebate on your 2016 tax return is March 1st, 2017.
If you’ve been following along with our debt-free journey since the beginning of the year, you can likely see the finish line from here. So what will your life be like after your final debt repayment? Here are some strategies to keep up the good habits in 2017.
It’s time to recognize Canada’s top-performing personal finance products! From credit cards to bank accounts and investments, here are the nominees for the 2016 Best of Finance Awards!