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According to a new MPC report, the new mortgage stress test is leaving 18% of home buyers out of the market, though most can still afford to make monthly payments… Continue reading »
The U.S. Federal Reserve announced last Wednesday that it unanimously voted to keep its benchmark federal funds rate in a range from 1.75-2%, despite admitting that… Continue reading »
According to a recent CIBC survey, many Canadians say credit card reward points are as good as cash, but 64% don’t consider them a financial asset when… Continue reading »
As if the new mortgage stress test didn’t make things more difficult, from loans to mortgages, the Bank of Canada rate increase means it’s now harder for Canadians to borrow money. For example, if you have a variable rate mortgage set at prime… Continue reading »
Car insurance rates fluctuate based on a number of different factors. However, before an insurance company can change rates, it must first be approved by the Financial Services Commission of Ontario (a regulatory agency of the Ministry of Finance). FSCO publishes approved rate changes quarterly, and the latest results are in… Continue reading »