Where You Should Save Your Home Down Payment
Buying A Home / First Time Home Buyers / Growing Your Money / Home Ownership / Mortgage News / Mortgages / Mortgages 101 / Personal Finance / RSM News / Savings / Savings 101

Where You Should Save Your Home Down Payment

Wondering where to save your home down payment for the best returns? Investing your savings can yield results, but come with plenty of risk. Read on to learn more about your options when savings for a home purchase. Continue reading »

What OSFI’s Tightened Rules on Uninsured Mortgages Means for Homebuyers
Buying A Home / First Time Home Buyers / Home Ownership / Mortgage News / Mortgages / Refinancing and Renewing / RSM News

What OSFI’s Tightened Rules on Uninsured Mortgages Means for Homebuyers

The Office of the Superintendent of Financial Institutions (OSFI) is proposing stricter rules on uninsured mortgages that could have an even more profound effect on the housing market. Will house prices decrease? Will there be less competition? Continue reading »

How Much Are Real Estate Commission Rates in Canada?
Home Ownership / Mortgage News / Mortgages / Selling Your Home

How Much Are Real Estate Commission Rates in Canada?

When it comes to selling your home, you have to spend money to make money. Land transfer taxes. Lawyer fees. Mortgage discharge costs. But your biggest cost? Likely your real estate agent’s commission. It’s been said that Canadian sellers typically pay between three and seven per cent of their home’s selling price to their real estate agent, … Continue reading »

What Does Ontario’s Housing Plan Mean for Home Buyers and Renters?
Buying A Home / Economic News / First Time Home Buyers / Home Ownership / Lifestyle News / Mortgage News / Personal Finance / RSM News / Selling Your Home

What Does Ontario’s Housing Plan Mean for Home Buyers and Renters?

Facing rapidly rising home prices in the GTA, last month the Liberals introduced a 16-point plan to cool the red-hot real estate market. Ontario’s Fair Housing Plan includes a number of measures to address the escalation of home prices in…
Continue reading »