Valentine’s Day is only a few days away and if you haven’t bought anything for your significant other you may want to read this before you do. Canadians will spend on average $144 million on chocolate and confectionery on the day of love. On top of that more than $20 million will be spent flowers, mostly by men.
The holiday shopping season is here. For me the holidays are my biggest shopping season of the year, and every single penny counts. So what’s my secret to saving during the holidays? Here are my three steps to saving big this holiday season…
For nearly 40 years, my Dad drove a Brinks truck around suburban Toronto. As part of our family’s financial plan, I used to joke that he should bring the company car home one night… Instead, he’d keep the salt and pepper packets from his fast food lunches and occasionally sit at our kitchen table and empty them into our salt and pepper shakers. Here are some of the more extreme ways people try to save money.
If you REALLY want to save money, forget about scanning the discount flyers and bringing your lunch to work, just take a look at your mortgage to get the biggest bang for your buck, says RateSupermarket.ca, Canada’s go-to-website for comparing mortgage rates. In three simple steps homeowners with a $300,000 mortgage can save $65,541 over 25 years. It’s all laid out in this handy infographic.