Before It’s Too Late! Best Credit Card Welcome Offers of October 2019

Woman walking in autumn leaves with shopping bags

We usually sign up for credit cards because of special features and benefits – from cash-back earning rates to travel perks to balance transfer offers. And one feature that may make or break your decision between one credit card or another is the welcome promotion – a special bonus that adds value for new credit card holders. 

You’ve likely come across providers offering a lump-sum of cash-back or rewards points, free vouchers for airport lounge entry or companion flights, first-year annual fee exemptions… 

Many credit card issuers give away these bonuses as soon as your account is opened, no questions asked. However, the most lucrative bonuses may require you to fulfill specific criteria first (like spending a certain amount or making an initial purchase). 

Moreover, these promotions generally run for a limited time, so before it’s too late, check out the best credit card welcome bonus offers for this month: 


Scotiabank Gold American Express® Card 

Sign up for the Scotiabank Gold American Express® Card during this limited time offer and earn up to 30,000 bonus Scotia Rewards points in your first year. That is the equivalent of $300 in rewards. New customers can earn 25,000 Scotia Rewards with their first $1,000 spent on eligible everyday purchases in the first three months and an additional 5,000 Scotia Rewards with their first $10,000 spent within the first year.  

Plus, receive a $100 e-Gift Card from RateSupermarket.ca when your application is approved.  

Sign-Up Bonus Expiry Date:  

  • Scotiabank bonus offer expires December 30, 2019 
  • RateSupermarket.ca offer expires October 10, 2019  

RBC® Cash Back MasterCard 

Apply for the RBC® Cash Back MasterCard and take advantage of a low introductory interest rate of 1.9 percent for 10 months on balance transfers and cash advances.  

Top features of the RBC Cash Back Mastercard include: 

  • Earn 2 percent on the dollar on grocery purchases 
  • Earn 1 percent back on all other purchase types  
  • No limit on cash back earnings  
  • No annual fee 

After the promotional period expires a conventional interest rate of 22.99 percent will apply to cash advances and unpaid balance transfers.   

Sign-Up Bonus Expiry Date: N/A (Subject to change without notice)  


TD® Aeroplan® Visa Infinite* Card 

Sign up for the TD® Aeroplan® Visa Infinite* Card by December 1, 2019 to get an Annual Fee Rebate ($120 value) for the primary cardholder and earn up to 40,000 bonus Aeroplane Miles (equivalent to 2 premium economy short-haul roundtrip flight rewards) .  

Receive 15,000 bonus Aeroplan Miles when you make your first purchase with the card (this offer is not available for residents of Quebec). Earn double the Aeroplan Miles on eligible purchases in the first three months, up to a total of 20,000 Miles. Finally, earn 5,000 Aeroplan Miles when you add an authorized user to your account by the first of December. Keep in mind the annual fees for authorized users still apply.  

Sign-Up Bonus Expiry Date: December 1, 2019 


TD Cash Back Visa Infinite* Card 

Sign up for the TD Cash Back Visa Infinite* Card and earn 10 percent on all purchases for the first 3 months up to a total spend of $2,000. Plus, the $120 annual fee is waived for the first year.  

Take advantage of the complimentary Visa Infinite Concierge service available to cardholders around the clock; the emergency road services provided by the Deluxe TD Auto Club Membership; and the Travel Medical Insurance associated with the card.  

Sign-Up Bonus Expiry Date: December 1, 2019 

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