The holiday season is now full upon us, and you’re likely already feeling a bit spent. But last minute holiday expenses are about as predictable as Santa’s flight plan.
This week’s guide is all about extra savings this holiday season. From last minute gift ideas to holiday decor on the cheap, read on for our top tips.
The Top 7 2013 Gift Ideas
Time’s a tickin’ – there’s only 5 shopping days left until Christmas! Stuck on what to get a certain someone, but not looking to drop a whole lot of dough on a last minute gift? We’ve rounded up the hottest gift ideas this year, for everyone on your list, from the bookworm, to your boss. Don’t hit the mall without it.
Read Allan’s Blog | Top 7 2013 Gift Ideas
How To Get Money For Gift Cards
Gift cards are the ultimate in Christmas convenience – simply gift and go! But, if you really play your cards right, they can save you money, too.
From discount card sites to card swaps, here’s how to swipe your way to holiday savings.
Read Diane’s Blog | How To Get Money For Gift Cards
Christmas Pinterest Ideas For Great (And Cheap!) Holiday Decor
Looking to add an extra festive touch to your home – but not keen on opening your wallet? Do-it-yourself resources like Pinterest have exploded in popularity with the frugal craft set.
Check out our top holiday decor tips for savings that sparkle.
Read Melanie’s Blog | Christmas Pinterest Ideas
Missed out on this week’s top finance news? Catch up on the latest headlines here!
The U.S. Fed Taper Has Started – Now What?
After months of speculation and market fluctuations, the U.S. Federal Reserve announced this week plans to finally “taper” their bond buying program, which contributes $85 billion to the economy monthly. Here’s what that means for interest rates, and how the Canadian cost of borrowing will be affected.
Read Rubina’s Blog | The U.S> Fed Taper Has Started
Canadian Debt To Income Ratio Hits New Record At 163.7%
The Canadian household debt to income ratio has hit a new record high at 163.7% – and will only climb higher over the holidays. Here are some ways to keep your spending down during the priciest time of year.
Read Sean’s Blog | Canadian Debt To Income Ratio Hits New Record
No Expansion For CPP Reform – For Now
Will the Canada Pension Plan be up to the challenge of providing for the next onslaught of retirees? Concerns persist that current CPP isn’t adequate for Canada’s growing baby boomer needs – but proposed expansion for the program stalled this week as finance ministers could not come to an agreement.
Read Sean’s Blog | No Expansion For CPP Reform>
RBC Brings e-Transfers To Facebook
Facebook isn’t just for pokes and pics anymore – RBC introduced the ability to send e-transfers through Facebook Messenger. But is it a secure online banking option? Read on to learn more about banking socially – and safely.
Read Andrew’s Blog | RBC Brings e-Transfers To Facebook
5 Ways To Treat Yo-Self… And Actually Save Money!
Plan to buy a little something special for yourself while hitting the mall this holiday? You’re not alone – 67% of shoppers plan to treat themselves this year. But that doesn’t mean you can’t also save money – here are 5 fabulous ways to spoil yourself and be financially responsible, too!
Read Melissa’s Blog | 5 Ways To Treat Yo-Self
1 In 4 Canadians Feel “Helpless” Over Holiday Spending
Are you prone to overspending on holiday gifts? You’re not alone – a recent study finds one in four Canadians report feeling “helpless” to prevent overspending when hitting the mall for gifts.
Read Jaclyn’s Blog | 1 In 4 Canadians Feel Helpless Over Holiday Spending
Where Did Canada Post Go Wrong?
The end of door-to-door mail delivery could be a reality for Canadians, as Canada Post announces scaling back their services in urban areas, and price hikes for stamps. What pushed the crown corporation to such measures? Here’s a look at their various financial challenges.
Read Sean’s Blog | Where Did Canada Post Go Wrong?