6 Family-Friendly and Frugal Summer Activities
Credit Cards / Lifestyle / Lifestyle News / Personal Finance / Savings / Your Budget

6 Family-Friendly and Frugal Summer Activities

We all know that even the most basic road trips and camping excursions can start to add up, but there are lots of ways to give your kids a summer to remember without overspending. Here are six of my favourite family-friendly and frugal activity tips that will keep your family smiling this summer Continue reading »

How to Refinance Your Debt When You Have Bad Credit
Credit Card Debt / Credit Cards / Debt Repayment / Personal Finance / Your Credit Score

How to Refinance Your Debt When You Have Bad Credit

If you’re in debt, refinancing at a lower interest rate will help you repay it faster. But those in debt face a catch-22: They have so much debt, so their credit score likely isn’t very high – making it difficult to qualify for refinancing. Here are some tips on how to improve your credit quickly in order to refinance. Continue reading »

Can’t Afford a Summer Vacation? 3 Ways to Make it Happen
Lifestyle / Lifestyle News / Personal Finance / Personal Finance News / RSM News / Your Budget

Can’t Afford a Summer Vacation? 3 Ways to Make it Happen

Maybe you’ve decided to invest more in renovations this summer, or you’ve recently bought a new car, or you have tuition to pay in the fall. For those on a budget this summer, here are some low-cost last-minute getaway options, as well as some ways you can prepare for a dream holiday next year. Continue reading »

Review: President’s Choice Financial® MasterCard®
Credit Card Reviews / Credit Cards / Credit Cards 101 / Growing Your Money / Lifestyle / Lifestyle News / Personal Finance / RSM News / Savings / Uncategorized / Your Budget

Review: President’s Choice Financial® MasterCard®

Looking to earn points towards groceries? The PC Financial MasterCard is your ticket to free food, fast. Read on to find out if it’s a solid card for your shopping habits and just how much money it can save you. Continue reading »

How Much Are Real Estate Commission Rates in Canada?
Home Ownership / Mortgage News / Mortgages / Selling Your Home

How Much Are Real Estate Commission Rates in Canada?

When it comes to selling your home, you have to spend money to make money. Land transfer taxes. Lawyer fees. Mortgage discharge costs. But your biggest cost? Likely your real estate agent’s commission. It’s been said that Canadian sellers typically pay between three and seven per cent of their home’s selling price to their real estate agent, … Continue reading »

No Surprise: Bank Leaves Interest Rate Untouched
Banking 101 / Economic News / RSM News

No Surprise: Bank Leaves Interest Rate Untouched

As universally expected, the Bank of Canada is maintaining its target overnight rate at 0.5 per cent. It’s been at this level since mid-2015, so in other words, this is the 15th consecutive meeting where rates have remained unchanged. In its accompanying statement, the Bank says there are still several key reasons for keeping rates at near historic lows… Continue reading »