Are YOU Getting the Best Rate?
Find the best personal finance deals in Canada
- Credit Cards
- Bank Accounts
How Does It Work?
Compare and See How Much YOU Can Save in 3 Easy Steps
- Choose a product to compare and tell us more about what you’re looking for. We compare mortgage rates, credit cards, GIC rates, chequing accounts, and more!
- Use your personalized results to compare your options. See through hidden fees, access the best rates on the Canadian market, or find a product suited to what you value.
- Find a product you like? Instantly connect with the product that best suits your needs, or get connected with an expert who can tell you more.
Want a tour first? See how shopping around for financial products can save you thousands of dollars.
Watch Our Video or Read a Transcript of the Video
Have you ever compared the price of bananas from one supermarket to another? Or shopped around to get the best price on your brand new flat screen TV? Of course you have! Shopping around saves you money. But...what about when it comes to your finances? Did you know that comparing the market and finding the right financial product for your needs can save you thousands of dollars? That’s right....THOUSANDS OF DOLLARS.
But...with so many options out there...how do you find the best one for you? RateSupermarket.ca is Canada’s independent and trusted source for your money....mortgages, bank accounts, credit cards, savings accounts, and insurance. We put you in the driver’s seat...We connect you with the best product for you - without the usual marketing mumbo-jumbo.
So how do we work? First, choose the product to compare. Then, give us some info. Using these details, we search the entire market and list the products that best match your needs and (most importantly) can save you the most money. You can compare like for like and choose the best product for you. We then connect you with that company through either....email....website...or phone.
You work hard for your money - so your money should be working hard for you. Make the smartmove - find the best rate at RateSupermarket.ca.
Today's Best Mortgage Rates
Save $34,907 On Your Mortgage
Comparing mortgage rates can save you $6,981 over 5 years and $34,907 over the course of your mortgage.Best Mortgage Rates
Canada’s Top Credit Card Offers
FREE $100 Gift Card Upon Approval!
Pay 0% annual interest rate† (AIR) on balance transfers* and deposits* for the first 12 full months - with no annual fee!
Get 5% Cash Back on your eligible purchases for 6 months!
Get a reward return of 5% cash back on eligible purchases for your first 6 months of Cardmembership. PLUS, pay no annual fee!
- View All »
How Does Your Credit Card Stack Up?
Compare to access the best credit card deals in Canada for you – boost your rewards, pay less interest, or pay down that pesky credit card debt.Compare Credit Cards
How Does Your Bank Stack Up?
Make sure you’re getting the best offer on the market. Instantly compare rates and products from over 100+ banks, brokers, and specialty lenders.
Join the 7 Million Canadians Who Saved By Comparing The Market
"I received a call within minutes and I'm very satisfied with the service. Thanks."
— Nabil, Montreal QB
"I was impressed at how quickly I was contacted by the providers. The level of service and rate info was excellent, much better than dealing with a bank directly."
— Paul, Toronto ON
"I received a call-back very quickly and on a Sunday no less. The service I've received has been very good."
— Nicholas, Vancouver BC
Why Compare on RateSupermarket.ca?
Are YOU getting the best rate?
Over 7 million Canadians have saved by comparing the market on RateSupermarket.ca and finding their best rate for mortgages, credit cards, bank accounts, savings accounts, GICs, and insurance quotes.
At RateSupermarket.ca you can view the entire market in one place so that you can compare like-for-like and find the product that best matches your needs. Find YOUR best rate by seeing through hidden fees, saving on interest payments, boosting your savings, or getting the most rewards.
First, choose the product you'd like to compare. To customize your search, share a little more info including the kind of features you're looking for, or a bit more about your personal situation. These details will be used to search the market in Canada to list the products that best match your needs.
From there, you can view a complete snapshot of each product available, compare products like for like, or simply click to be connected with these products via email, website or phone.
Join over 7 million Canadians taking control of their money. Compare the market and find YOUR best rate at RateSupermarket.ca! Ready to get started? Select a product below and see how much you can SAVE. Mortgage Rates
Find the best mortgage rates for you by instantly comparing over 100 lenders across Canada including bank mortgage rates, mortgage brokers, credit unions, and specialty lenders. Compare mortgage features of the top offers, see how your bank stacks up, gain bargaining power, and find the best mortgage rate for you. Those that compare can save thousands! Check out this infographic for 3 Steps to SAVE $65,541 on your Mortgage!
Mortgage Calculators Can Help You Save
How do the best mortgage rates stack up to your own? Use the RateSupermarket.ca Mortgage Calculator to determine your monthly payments - and how much you can afford on your mortgage. By factoring in your mortgage rate, amortization and payment term, you can calculate the amount of interest you will pay over time. You can then see how much interest you can save over the course of your mortgage by changing your mortgage rate, or by making accelerated payments and lump sum payments. These payment options can decrease your amortization, and potentially save you thousands of dollars on your mortgage.
Canada's Mortgage Trends
Are you looking for info on Canadian mortgage trends and housing market statistics? Check out RatePulse, RateSupermarket.ca's monthly digest on the market including comprehensive mortgage statistics. Compiled from visitor activity within the site, RatePulse provides valuable insight to mortgage rate trends, the average mortgage value, and the most popular mortgage rates searched. Learn how your mortgage rate and amortization compares to the national average with the latest mortgage trends.
Check out the Mortgage Rate Outlook Panel for an insider look at short-term mortgage rate movement. RateSupermarket.ca's expert mortgage panel provides their take on whether mortgage rates will go up, down or remain unchanged for the coming month. Learn more about these mortgage trends, and the market factors that affect their movement.
View all of the credit card offers in the Canadian market to see through hidden fees, access introductory offers, cut down your annual fees, and compare the reward return to find the best credit card for you.
With RateSupermarket.ca's credit cards comparison, you can compare and easily access the best low interest credit cards, rewards credit cards, no fee credit cards, and low balance transfer credit cards in Canada. Pay down your credit card debt faster, get the most rewards points or pay less interest with the best credit cards for you.
The best bank accounts are so much more than a place to keep your money - sometimes you're after a high savings rate, other times you're looking for lower fees. Take control of your money, and find the best bank account suited for your needs.
On RateSupermarket.ca you can compare the best bank accounts in Canada including: chequing accounts, savings accounts, TFSA (tax free savings accounts), student accounts, senior accounts, and children's bank accounts. Get the highest savings rate, cut down your monthly fees, get a transparent look at the market, see how you bank stacks up, compare the features of each account like-for-like, and find the best bank account for you.
Looking for the best insurance coverage at the lowest price? Find the right insurance policy for your needs, and the best life insurance quotes, at RateSupermarket.ca. You can search life insurance quotes, car insurance quotes and tenant insurance quotes. Keep yourself and your loved ones safe at the lowest insurance premiums.
Are you getting the best rate for your investments? Smart investing is the best way to take control of your money. Compare the Canadian GIC market to find the best GIC rates for you and watch your savings grow. Or, if you're looking to invest in the stock market, check out the best online discount brokerages and pay lower commissions on your stock trades.