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Registered Education Savings Plan
(RESP)

Registered Education Savings Plans, or RESPs, are a smart, tax-beneficial way for Canadians to save for post-secondary education.

Find out how to shelter your savings from tax and receive government grants below.

About our RESP application

We've partnered with one of Canada's largest and most experienced RESP providers

Managing RESPs is their only business - currently over 489K plans

Apply online and speak to an RESP expert

RESP application

Looking for expert help setting up a RESP?

We can help - simply fill in our online form and arrange for a RESP expert to call you back.

RESP application

RESP guide

Take a look at our comprehensive RESP guide to find out what you need to know about RESPs an Education Savings Grants in Canada.

RESP guide

Top 10 RESP tips

RateSupermarket.ca's Top 10 tips on how to maximize your RESPs.

Top 10 tips

RESP poll

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Registered Education Savings Plan (RESP)

Registered Education Savings Plans, or RESPs, are a smart way for Canadians to plan ahead and save for post-secondary education. RESPs offer unique benefits that you can't get any other way. They shelter your savings from tax until your child is ready to use the money, and your plan receives free government grants when you save.

RESP benefits

1. Tax-free growth

RESPs let your money grow tax-free until your child becomes a qualified post-secondary student.

2. Government grants

When you save with an RESP, federal and provincial incentives help you save more by matching some of the money you contribute.

Fill in our RESP contact form to discuss your RESP options with an expert.

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