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Registered Education Savings Plan (RESP)

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Other Top RESP Sections

A Guide to RESPs A Guide to RESPs
Take a look at our comprehensive RESP guide outlining all you need to know about Registered Education Savings Plans and Education Savings Grants in Canada. Get the answers to all of your questions here.

RESP Top Tips RESP Top Tips
When it comes to RESPs, don't be put off by the financial jargon. Check out our list of top tips on how to maximize this education investment.

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Registered Education Savings Plan (RESP)

Registered Education Savings Plans, or RESPs, are a smart way for Canadians to plan ahead and save for post-secondary education. RESPs offer unique benefits that you can't get any other way. They shelter your savings from tax until your child is ready to use the money, and your plan receives free government grants when you save.

RESP benefits

1. Tax-free growth - RESPs let your money grow tax-free until your child becomes a qualified post-secondary student.

2. Government grants - When you save with an RESP, federal and provincial incentives help you save more by matching some of the money you contribute.