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Property Value The value of your new dream home (an estimate is fine).
Down Payment The initial upfront portion that you need to pay for the home. Your down payment needs to be at least 5% of the property value and 20% to avoid mortgage default insurance.
Mortgage Balance How much you still owe on your mortgage.
Additional Cash OPTIONAL - Refinancing? Add how much extra you're looking to borrow against the capital you have already built up in your home. Just remember - you can't go over a total mortgage value of 90% of your property value.
Mortgage Value The amount of money you'll need to borrow (but don't worry, we've calculated this for you).
Mortgage Type Fixed vs Variable
FIXED: mortgage rate does not change during your term - in other words you are locked in. VS. VARIABLE: mortgage rate changes during the term with the lender's prime rate.
Open vs Closed
CLOSED: you cannot pay off your mortgage early during the term without being charged a penalty. VS. OPEN: you can pay off your mortgage early with no penalty during the term.
HINT: Help! I'm a Mortgage Newbie, if you're not sure what to choose you're probably looking for a closed rate.
Mortgage Term How long the mortgage agreement is set for.
HINT: Help! I'm a Mortgage Newbie, if you're unsure what to select a five year term is the most popular choice.
Amortization Term How long it will take you to pay off your mortgage. If you're buying a home, the default value is 25 years.
Payment Type Basically how often you want to make your payments each month.
WISE MOVE: Looking to save MORE on your mortgage? Choose a rapid payment schedule.
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Loading Mortgage Rates

10 Year Fixed Closed Mortgage Rates

Last Updated: June 19, 2013 02:31:14
Rate
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    Sponsored Rates
    Vancity logo
    3.89%
    90 days
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    Monthly
    $1300.19
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    Verico Butler Mortgages logo
    3.54%
    90 days
    Full Feature Mortgage.Major Bank.
    Monthly
    $1253.46
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    Mortgagestogo Inc logo
    3.57%
    120 days
    Purchase Only.Less than 20% down.No Rentals.*Some Restrictions Apply.Rates may change without notice.Thank you.
    Monthly
    $1257.43
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    Premier Mortgages logo
    3.58%
    120 days
    Full Service mortgage available on all purchases and refinances.
    Monthly
    $1258.76
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    Taurus Mortgage Capital logo
    3.61%
    120 days
    Monthly
    $1262.73
    Get This Rate
    First Calgary Financial logo
    3.68%
    90 days
    Monthly
    $1272.04
    Get This Rate
    Scotiabank logo
    3.69%
    120 days
    Monthly
    $1273.38
    Get This Rate
    ING Direct logo
    3.69%
    120 days
    Monthly
    $1273.38
    Get This Rate
    Axiom Mortgage logo
    3.69%
    120 days
    Monthly
    $1273.38
    Get This Rate
    Multi Prets Quebec logo
    3.69%
    120 days
    Monthly
    $1273.38
    Get This Rate
    Dominon Lending Centre Main Quebec logo
    3.69%
    N/A
    Rates may vary Province to Province. Rates subject to change without notice. *O.A.C E&O.E
    Monthly
    $1273.38
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    The Mortgage Centre TMK Team logo
    3.69%
    120 days
    Monthly
    $1273.38
    Get This Rate
    Bank of Montreal logo
    3.69%
    90 days
    Monthly
    $1273.38
    Get This Rate
    Meridian Credit Union logo
    3.69%
    90 days
    Full feature. 120 day rate hold for new construction.
    Monthly
    $1273.38
    Get This Rate
    Mortgage Pal logo
    3.75%
    120 days
    Monthly
    $1281.39
    Get This Rate
    True North Mortgage logo
    3.84%
    120 days
    Monthly
    $1293.46
    Get This Rate
    Manulife Bank logo
    3.89%
    N/A
    Monthly
    $1300.19
    Get This Rate
    Bank of Montreal BC logo
    3.99%
    90 days
    Monthly
    $1313.70
    Get This Rate
    RBC Mortgage Specialists logo
    3.99%
    90 days
    Monthly
    $1313.70
    Get This Rate
    Caisse Financial Group logo
    3.99%
    90 days
    Manitoba residents only. 90 day rate hold. Conditions apply.
    Monthly
    $1313.70
    Get This Rate
    PC Financial Mortgages logo
    4.34%
    N/A
    Monthly
    $1361.53
    Get This Rate
    HSBC Bank Canada logo
    6.50%
    60 days
    Monthly
    $1674.56
    Get This Rate
    Royal Bank of Canada logo
    6.75%
    90 days
    Monthly
    $1712.62
    Get This Rate
    National Bank logo
    6.75%
    90 days
    Monthly
    $1712.62
    Get This Rate
    CIBC Mortgages logo
    6.75%
    90 days
    Monthly
    $1712.62
    Get This Rate
    Laurentian Bank Canada logo
    6.75%
    90 days
    Monthly
    $1712.62
    Get This Rate
    Caisses Desjardins logo
    6.75%
    N/A
    Monthly
    $1712.62
    Get This Rate
    TD Canada Trust logo
    6.75%
    120 days
    Monthly
    $1712.62
    Get This Rate
    Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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