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Property Value The value of your new dream home (an estimate is fine).
Down Payment The initial upfront portion that you need to pay for the home. Your down payment needs to be at least 5% of the property value and 20% to avoid mortgage default insurance.
Mortgage Balance How much you still owe on your mortgage.
Additional Cash OPTIONAL - Refinancing? Add how much extra you're looking to borrow against the capital you have already built up in your home. Just remember - you can't go over a total mortgage value of 90% of your property value.
Mortgage Value The amount of money you'll need to borrow (but don't worry, we've calculated this for you).
Mortgage Type Fixed vs Variable
FIXED: mortgage rate does not change during your term - in other words you are locked in. VS. VARIABLE: mortgage rate changes during the term with the lender's prime rate.
Open vs Closed
CLOSED: you cannot pay off your mortgage early during the term without being charged a penalty. VS. OPEN: you can pay off your mortgage early with no penalty during the term.
HINT: Help! I'm a Mortgage Newbie, if you're not sure what to choose you're probably looking for a closed rate.
Mortgage Term How long the mortgage agreement is set for.
HINT: Help! I'm a Mortgage Newbie, if you're unsure what to select a five year term is the most popular choice.
Amortization Term How long it will take you to pay off your mortgage. If you're buying a home, the default value is 25 years.
Payment Type Basically how often you want to make your payments each month.
WISE MOVE: Looking to save MORE on your mortgage? Choose a rapid payment schedule.
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3 Year Fixed Closed Mortgage Rates

Last Updated: May 25, 2013 09:30:51
Rate
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    Sponsored Rates
    ATB Financial logo
    2.54%
    90 days
    Monthly
    $1124.90
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    DUCA Financial Services logo
    3.15%
    N/A
    Monthly
    $1202.44
    Get This Rate
    Meridian Credit Union logo
    3.70%
    90 days
    Full feature. 120 day rate hold for new construction.
    Monthly
    $1274.71
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    Vancity logo
    3.09%
    90 days
    Save up to $1,500 in legal and appraisal fees. And earn an interest rebates
    Monthly
    $1194.69
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    Mortgagestogo Inc logo
    2.52%
    30 days
    Purchase Only.Less than 20% down.No Rentals.*Some Restrictions Apply.Rates may change without notice.Thank you.
    Monthly
    $1122.41
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    Axiom Mortgage logo
    2.54%
    120 days
    Monthly
    $1124.90
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    Sullivan Mortgage Group logo
    2.57%
    120 days
    No Pre-Approvals, No Rentals
    Monthly
    $1128.65
    Get This Rate
    1FC Insurance Inc logo
    2.59%
    60 days
    Mortgage between 75 and 80 LTV do not qualify for this rate.
    Monthly
    $1131.15
    Get This Rate
    The Mortgage Centre TMK Team logo
    2.59%
    120 days
    Monthly
    $1131.15
    Get This Rate
    True North Mortgage logo
    2.64%
    120 days
    CASH BACK with our Discount Real Estate Commission program
    Monthly
    $1137.42
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    Mortgage Alliance Alberta logo
    2.65%
    120 days
    No pre-approvals conventional and high ratio 120 day rate hold purchase, refinance, transferLimited time offer
    Monthly
    $1138.68
    Get This Rate
    Caisse Financial Group logo
    2.69%
    90 days
    Manitoba residents only. 90 day rate hold. Conditions apply.
    Monthly
    $1143.71
    Get This Rate
    Mortgage Pal logo
    2.69%
    30 days
    Monthly
    $1143.71
    Get This Rate
    Premier Mortgages logo
    2.69%
    120 days
    Full Service Mortgage!
    Monthly
    $1143.71
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    Vantage Mortgage Group logo
    2.69%
    N/A
    Monthly
    $1143.71
    Get This Rate
    Dominion Lending Centres Canada logo
    2.75%
    0 days
    Rates may vary Province to Province. Rates subject to change without notice. *O.A.C E&O.E
    Monthly
    $1151.28
    Get This Rate
    ING Direct logo
    2.79%
    120 days
    Monthly
    $1156.34
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    First Calgary Financial logo
    2.79%
    90 days
    Monthly
    $1156.34
    Get This Rate
    Home Trust Canada logo
    2.79%
    N/A
    Monthly
    $1156.34
    Get This Rate
    League Savings & Mortgage logo
    2.89%
    N/A
    Monthly
    $1169.05
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    HSBC Bank Canada logo
    2.98%
    60 days
    Monthly
    $1180.55
    Get This Rate
    RBC Mortgage Specialists logo
    2.99%
    90 days
    Monthly
    $1181.83
    Get This Rate
    Taurus Mortgage Capital logo
    2.99%
    120 days
    Monthly
    $1181.83
    Get This Rate
    Manulife Bank logo
    3.10%
    N/A
    Monthly
    $1195.98
    Get This Rate
    PC Financial Mortgages logo
    3.19%
    N/A
    Monthly
    $1207.62
    Get This Rate
    Laurentian Bank Canada logo
    3.55%
    90 days
    Monthly
    $1254.78
    Get This Rate
    Bank of Montreal logo
    3.55%
    90 days
    Monthly
    $1254.78
    Get This Rate
    Servus Credit Union logo
    3.55%
    N/A
    Monthly
    $1254.78
    Get This Rate
    CIBC Mortgages logo
    3.55%
    90 days
    Monthly
    $1254.78
    Get This Rate
    Royal Bank of Canada logo
    3.55%
    90 days
    Monthly
    $1254.78
    Get This Rate
    Equitable Trust logo
    3.55%
    N/A
    Monthly
    $1254.78
    Get This Rate
    Caisses Desjardins logo
    3.55%
    N/A
    Monthly
    $1254.78
    Get This Rate
    TD Canada Trust logo
    3.55%
    120 days
    Monthly
    $1254.78
    Get This Rate
    National Bank logo
    3.55%
    90 days
    Monthly
    $1254.78
    Get This Rate
    Bank of Montreal BC logo
    3.95%
    90 days
    Monthly
    $1308.28
    Get This Rate
    Scotiabank logo
    3.99%
    120 days
    Monthly
    $1313.70
    Get This Rate
    Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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