Détails du Prêt Hypothécaire
-
Interest rate offered by the lender or broker for the mortgage loan.
Taux Hypothécaire
- Not Sure
-
The amount you will pay monthly based on your total mortgage amount.
Paiement Mensuel
- 0,00 $
-
Fixed vs Variable
FIXED: mortgage rate does not change during your term - in other words you are locked in. VS. VARIABLE: mortgage rate changes during the term with the lender's prime rate.
Open vs Closed
CLOSED: you cannot pay off your mortgage early during the term without being charged a penalty. VS. OPEN: you can pay off your mortgage early with no penalty during the term.
HINT: Help! I'm a Mortgage Newbie, if you're not sure what to choose you're probably looking for a closed rate.
Type de Prêt Hypothécaire -
A mortgage where the borrower has less than 20% of the property or house value. The mortgage must then be insured against payment default by a Mortgage Insurer, such as CMHC, or Genworth Financial.
Prêt à Haut Ratio
- Yes - up to 95%
-
The amount you can overpay on your mortgage every year..
Paiement Forfaitaire Mensuel
- Non
-
The amount you can overpay on your monthly payments.
Paiement Forfaitaire Annuel
- No
-
The length of time (usually 30 to 120 days) a lender will guarantee this rate. (Think of
it like the length of time you can put something on hold at a store to guarantee that price.)
Verrouillage
- jours
-
The lowest amount of money required to be borrowed for
the lender/broker to offer this mortgage rate.
Montant minimum
- Non
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