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Best Credit Cards in Canada
Last Updated: June 19, 2013 09:31:14
Scotiabank Gold American Express Card
Earn 15,000 bonus points with your first card purchase - a $150 travel value!
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
21.99%
$99.00
21.99%
Excellent
4.00%
*maximum
RBC Royal Bank® Visa Infinite‡ Avion®
15,000 welcome RBC Rewards Points upon approval (up to $350 flight value!)
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
1.90%
*21.90% after 10 months
$120.00
1.99%
*21.99% after 10 months
Good
2.88%
*maximum
BMO® Rewards World Elite™ MasterCard®*
Get a 15,000 point welcome bonus, equivalent to a $285 travel credit to use without restrictions!
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
20.50%
20.50%
$150.00
20.50%
Good
2.00%
*maximum
Marriott Rewards® Premier Visa® Card
Start with up to 5 Free Nights after first purchase!
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
19.99%
*1.0% of the Balance Transfer amount
$0.00
*$120.00 after the first year
19.99%
*1.0% of the Cash Advance amount, minimum $5.00
Good
2.00%
*maximum
TD First Class Travel Visa Infinite
$100 in TD Points upon approval, 3 TD points earned for every $1 spent on card
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
21.50%
$120.00
21.50%
Excellent
4.50%
*maximum
Capital One Delta SkyMiles® World MasterCard®
Earn Delta miles on everything you buy.
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.80%
19.80%
$120.00
19.80%
Excellent
3.00%
*maximum
TD Platinum Travel Visa
15,000 TD Points upon approval, 3 TD points earned for every $1 spent on card.
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
21.50%
$99.00
21.50%
Good
3.00%
*maximum
Scotiabank®* American Express® Card
5,000 Scotia Rewards bonus points with first purchase - Worth $50 in travel for accounts opened by May 31, 2013
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
21.99%
$39.00
21.99%
Good
2.00%
*maximum
Capital One Aspire Travel™ World MasterCard®
Earn more reward miles – on everything you buy!
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
16.80%
*+ Prime
16.80%
*+ Prime
$120.00
16.80%
*+ Prime
Excellent
2.00%
*maximum
American Express® AeroplanPlus®* Platinum Card
Earn 25,000 Bonus Aeroplan®* Miles and get approved in 60 seconds!
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
30.00%
*Charge Card
-
$499.00
-
Good
1.50%
*maximum
CIBC Aerogold® Visa
Welcome Bonus of 15,000 Aeroplan Miles. Earn 50% more miles at gas, grocery and drug stores.
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
21.99%
$120.00
21.99%
Good
1.50%
*maximum
Capital One Aspire Travel™ Platinum MasterCard®
Earn reward miles - with no annual fee!
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
16.80%
*+ Prime
16.80%
*+ Prime
$0.00
16.80%
*+ Prime
Good
1.25%
*maximum
Get a Response in 60 Seconds!
American Express® AeroplanPlus®* Gold Card
BONUS: Earn up to 20,000 Bonus Aeroplan®* Miles
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
30.00%
*Charge Card
-
$120.00
-
Good
1.25%
*maximum
CIBC Aventura® World MasterCardTM
Welcome Bonus of 15,000 Aventura Points + Earn 50% more points at gas, grocery and drug stores
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
21.99%
$120.00
21.99%
Excellent
1.16%
*maximum
CIBC Aventura® Visa InfiniteTM
Welcome Bonus of 15,000 Aventura Points + Fly Any Airline!
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
21.99%
$120.00
21.99%
Excellent
1.16%
*maximum
CIBC Aerogold® Visa Infinite*
Welcome Bonus of 15,000 Aeroplan Miles. Earn 50% more miles at gas, grocery and drug stores.
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
21.99%
$120.00
21.99%
Excellent
1.08%
*maximum
Last Minute Club MasterCard® Credit Card
Apply today, if approved, you'll receive a free classic membership for The Last Minute Club¹. Also earn points towards free travel by simply using your card‡
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
1.99%
*19.99% after 10 months
19.99%
$0.00
19.99%
Good
1.00%
*maximum
Capital One Delta SkyMiles® Gold MasterCard®
Earn Delta miles on everything you buy with no annual fee!
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.80%
19.80%
$0.00
19.80%
Good
1.00%
*maximum
American Express® AeroplanPlus®* Card
No annual fee for the first year. A value of $60*
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
30.00%
*Charge Card
-
$0.00
*$60.00 after the first year
-
Good
1.00%
*maximum
The American Express® AIR MILES®* Platinum Credit Card
Apply now, and get a response in 60 seconds! Get 500 introductory reward miles on your first purchase.
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
2.99%
*19.99% after 12 months
-
$0.00
*$65.00 after the first year
-
Good
1.00%
*maximum
Earn 10,000 bonus Starpoints® - that’s enough for up to 3 free nights!
The Starwood Preferred Guest Credit Card
Earn 10,000 bonus Starpoints® (enough for up to 3 free nights) plus apply now and get a response in 60 seconds!
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
19.99%
$120.00
21.99%
Good
1.00%
*maximum
TD Classic Travel Visa
2,000 TD Points upon approval, 2 TD points earned for every $1 spent.
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
21.50%
$19.00
21.50%
Fair
1.00%
*maximum
BMO® AIR MILES®† World MasterCard®*
Stretch your AIR MILES and fly sooner with our exclusive 25% flight discount.
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.90%
19.90%
$99.00
19.90%
Good
0.84%
*maximum
Shell®†† AIR MILES®† World MasterCard®* from BMO®
1.25x AIR MILES at Shell
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.90%
19.90%
$99.00
19.90%
Good
0.83%
*maximum
CIBC Aventura® MasterCard®
Welcome Bonus of 2,500 Aventura Points + Earn 1 Aventura Point for every dollar spent
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
21.99%
$39.00
21.99%
Good
0.77%
*maximum
CIBC Aero Classic VisaTM
Welcome Bonus of 2,500 Aeroplan Miles. Earn 1 Aeroplan Mile for every $2 spent.
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
21.99%
$29.00
21.99%
Good
0.72%
*maximum
The American Express® AIR MILES®* Credit Card
Special Offer: 150 Bonus Reward miles on your first purchase. No Annual Fee!
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
2.99%
*19.99% after 12 months
-
$0.00
-
Good
0.67%
*maximum
Shell®†† AIR MILES®† MasterCard®* from BMO®
Earn 500 Bonus reward miles when you spend $200 or more in purchases by October 31, 2013.* Apply by August 31, 2013.
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.90%
19.90%
$0.00
19.90%
Good
0.63%
*maximum
Best Western MasterCard® credit card
Receive 20,000 bonus Best Western Rewards points after your first qualifying purchase††
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
19.99%
$0.00
19.99%
Good
0.58%
*maximum
Capital One Fusion™ Platinum MasterCard®
The low interest rate you need with rewards you want.
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
9.90%
9.90%
$0.00
19.80%
Excellent
0.50%
*maximum
BMO® SPC®‡ AIR MILES®† MasterCard®*
Earn 500 Bonus reward miles when you spend $200 or more in purchases by October 31, 2013.* Apply by August 31, 2013.
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.90%
19.90%
$0.00
19.90%
Good
0.50%
*maximum
BMO® AIR MILES®† MasterCard®*
Earn 500 Bonus reward miles when you spend $200 or more in purchases by October 31, 2013.* Apply by August 31, 2013.
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.90%
19.90%
$0.00
19.90%
Good
0.50%
*maximum
Scotiabank® Rewards VISA* card
Earn travel rewards with no annual fee
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
21.99%
$0.00
21.99%
Good
0.50%
*maximum
No-Fee ScotiaGold® VISA Card
Essential travel benefits, with no annual fee.
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
19.99%
21.99%
$0.00
21.99%
Good