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Flexible MasterCard that can have features added for additional fees
With the Mosaik MasterCard by BMO (Bank of Montreal), you can customize the features you want to create your own \"personalized\" credit card. You can add the following features: Rewards Gold WestJet AIR MILES for $80/yr (1/$15 reward miles + 150 bonus) Silver AIR MILES for $35/yr (1/$20 reward miles + 100 bonus) Bronze AIR MILES for no fee (1/$40 Reward Miles) 1% CashBack for $49/yr (1 CashBack point for every $1 in card purchases) 0.5% CashBack for no fee (1 CashBack point for every $2 in card purchases) Interest Rate No Fee Rate Plan interest rate of 18.5% for No Fee Low Rate Plan interest rate of 11.4% for $25/yr You can also choose from 6 different credit card designs. Insurance Benefits Gold Total Travel Protection (under age 65 only) for $99/yr (includes Gold Travel protection and Gold Medical Protection) Gold Travel Protection for $69/yr (Silver Travel Protection benefits plus trip cancellation insurance baggage and personal effects insurance and more) Silver Travel Protection for $29/yr (Includes collision damage waiver insurance, unexpected return home insurance and more.) Gold Medical Proection for $89/yr (Trips up to 31 days) Silver Medical Protection for $49/yr (Trips up to 17 days) Get comprehensive out-of-Canada medical coverage that protects you and your family throughout the year. Covers up to $1 million in eligible expenses. All BMO Mosiak MasterCards include Extended Warranty coverage. Balance protection can be added for an additional fee.