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ScotiaGold Passport® VISA card

ScotiaGold Passport® VISA card

5,000 BONUS Scotia Rewards points, 5% cash back on travel, and comprehensive travel protection

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$110.00 19.99% 21.99% 21.99% Good 5.00% *maximum

Card Details


  • BONUS Rewards: 5,000 bonus Scotia Rewards points with first purchase within the first two months. For accounts opened by October 31, 2015. 

  • Rewards on every purchase: earn 1 Scotia Rewards point for every $1 you spend.

  • Travel anywhere, at any time of the year with no restrictions.

  • Cash Back on Travel: receive an additional 5% cash back on travel purchased through Scotia Rewards - book online or by phone.

  • Comprehensive travel protection including: travel emergency medical insurance, travel accident insuranse, rental car insurance, travel emergency medical insurance, trip cancellation insurance, and commission-free travellers cheques

Features and Benefits

  • Purchase protection and extended warranty
  • Baggage insurance
  • Flight delay insurance
  • Rental vehicle insurance
  • Travel medical insurance
  • Trip interruption or cancellation insurance
  • Travel accident insurance
  • Avis Rental Car Discount

RateSupermarket.ca's Review

When you're paying a $110 annual fee, you should expect more from a credit card like the ScotiaGold Passport® VISA card. Unfortunately, this travel card doesn't exactly stack up to other options on the market. Granted, the offering is competitive in some ways - 1 Scotia Reward point for every $1 spent on the card (anywhere!), 5,000 bonus points (which pales in comparison to other bonus programs), and 5% cash back on travel purchased through the Scotia Rewards Travel Service.

 

On top of these benefits, cardholders are covered under an array of insurance products, including travel emergency medical insurance, travel accident insurance, rental car collision insurance, trip cancellation/interruption insurance, and more. In fact, booking a two week vacation with the ScotiaGold Passport® VISA card could end up saving you around $600 once you factor in savings on insurance, 5% cash back on the booking, and rental car deals.

 

But, as much as the ScotiaGold Passport® VISA card has to offer, there's no denying the fact that there are stronger travel credit card offers out there.

How Much To Buy...

Tablet Short Haul Flight $100 Gift Card Blender
82,100 30,000 13,500 24,100

Top Features About ScotiaGold Passport® VISA card

  • Comprehensive travel insurance means you can save money and travel with peace of mind
  • 5% cash back on all travel booked through Scotia Rewards Travel Service - that's $125 in automatic savings on a $2,500 vacation
  • Concierge service: members have access to a worldwide network of specialists that can actually help take care of things on your to-do list - anything from obtaining sought after tickets to arranging a floral delivery
  • 1 Scotia Rewards point for every $1 spent on the card - anywhere!

Pros and Cons of the ScotiaGold Passport® VISA card

Pros Cons
  • 5% cash back on travel booked through Scotia Rewards Travel Service
  • Access to concierge service
  • Comprehensive travel insurance 1 Scotia Rewards point for every $1 spent on the card
  • Low reward return relative to other products - no tiered earnings
  • $110 annual fee

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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