FREE $25 Gift Card Upon Approval

Scotiabank®* Gold American Express® Card

Earn 20,000 bonus points when you spend $1000 in the first 3 months of card membership - worth $200 in travel!

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If you apply for this credit card through RateSupermarket.ca you will receive a FREE $25 Gift Card upon approval!

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Click 'Apply Online' to go to the online credit card application. Note that you must complete the following application online in order to qualify. The information that you use to apply for this offer must match the information that you provide when applying for your credit card.

Don’t want to enter this offer? Not a worry – you can go on to the credit card application by hitting I'd like to apply without this offer

Card Details

Features and Benefits

  • Purchase protection and extended warranty
  • Baggage insurance
  • Flight delay insurance
  • Rental vehicle insurance
  • Travel medical insurance
  • Trip interruption or cancellation insurance
  • Travel accident insurance

  • Earn 20,000 bonus points when you spend $1000 in the first 3 months of card membership - worth $200 in travel!

  • Earn 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment

  • Receive discounts and other special amenities at hotels, on airfare, car rentals, cruises and vacation packages

  • Complimentary Concierge Services. 24/7 assistance with your travel and lifestyle bookings

  • Comprehensive travel insurance. Includes travel emergency medical (up to 25 days).


RateSupermarket.ca's Review

The Scotiabank®* Gold American Express® Card is one of the best travel rewards credit cards on the market. It's chock full of benefits, including 20,000 bonus points (worth $200 in travel), comprehensive travel insurance, complimentary concierge service, and a robust rewards program with tiered reward returns for maximum earnings.

 

Cardholders earn points up to 4x faster than with other cards; you'll get 4 Scotia Rewards points for every $1 spent at eligible gas stations, grocery stores, or on dining and entertainment and 1 point for every $1 spent on everything else. Cardholders can redeem points for complete trips (taxes and surcharges included), or charge a portion of their balance to the card, for which they'll earn points. In fact, using your card to cover the full amount of your travel will earn you reward points for every dollar charged. Exclusive concierge service means someone is available to help 24/7 with travel arrangements - so you don't have to sweat the small stuff.

 

Plus, the Scotiabank®* Gold American Express® Card gives cardholders access to reduced rates, special amenities, and hotel, car and cruise privileges. Cardholders are also covered by comprehensive travel insurance, including flight delay, delayed and lost baggage, rental car collision/loss, trip interruption/cancellation, and more. There is a $99 annual fee, but it's waived for the first year, and the rewards every year thereafter far outweigh that cost, as long as you're using the card properly and paying your balance monthly. The average Canadian stands to earn hundreds of dollars in travel rewards each year with the Scotiabank®* Gold American Express® Card. One thing to keep in mind? Not all merchants accept AMEX cards.

How Much Does It Take To Buy?

Tablet Short Haul Flight $100 Gift Card Blender
82,100 30,000 13,500 24,100

Top Features About Scotiabank®* Gold American Express® Card

  • Annual fee waived for the first year
  • Earn 4 points for every $1 spent at eligible gas stations, grocery stores, or on dining and entertainment (many cards don't offer such a high return on dining and entertainment, so this is an extra bonus!) and 1 point for every $1 spent on everything else
  • Comprehensive travel insurance
  • Access to complimentary concierge service and a myriad of other privileges including hotel and car discounts
  • 20,000 bonus points - worth $200 in travel
  • Redeem points for merchandise and/or travel

Pros and Cons of the Scotiabank®* Gold American Express® Card

Pros Cons
  • 20,000 bonus points - worth $200 in travel
  • Excellent reward return on purchases including dining and entertainment
  • Complimentary concierge service
  • Comprehensive travel insurance
  • Purchase security, extended warranty and price protection services
  •  
  • $99 annual fee after first year
  • Not all merchants accept AMEX card
  •   
 

How We Did It: Travel Rewards Earnings

Income Food Gas Travel Other Total
$72,240 $649.58* $197.42* $84.07*** $100**** $1,031.07

 

* http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil108a-eng.htm
** http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil131a-eng.htm
*** http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil131a-eng.htm
**** http://business.financialpost.com/2012/03/15/canadian-household-debt-declines-as-disposable-income-increases/

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.