FREE $25 Gift Card Upon Approval

Scotia Momentum® VISA Infinite Card

4% cash back on eligible purchases and no annual fee for the first year

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Limited Time Offer: Get a FREE $25 Gift Card

If you apply for this credit card through RateSupermarket.ca you will receive a FREE $25 Gift Card upon approval!

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Click 'Apply Online' to go to the online credit card application. Note that you must complete the following application online in order to qualify. The information that you use to apply for this offer must match the information that you provide when applying for your credit card.

Don’t want to enter this offer? Not a worry – you can go on to the credit card application by hitting I'd like to apply without this offer

Card Details

Features and Benefits

  • Purchase protection and extended warranty
  • Baggage insurance
  • Flight delay insurance
  • Rental vehicle insurance
  • Travel medical insurance
  • Trip interruption or cancellation insurance
  • Travel accident insurance
  • Avis Rental Car Discount

  • Rewards on every purchase: 4% cash back on all eligible gas station and grocery store purchases, 2% cash back on recurring payments and drug store purchases, and 1% cash back on all other eligible purchases.

  • Special feature: VISA Infinite Enhancements - a unique program of premium enhancements including VISA Infinite Complimentary Concierge and a dedicated VISA Infinite website to help you easily track your cash back rewards.


Winner of RateSupermarket.ca's 2014 "Best Cash Back Rewards Credit Card" Award! Click below for more details and more winners.


RateSupermarket.ca's Review

The Scotia Momentum® VISA Infinite Card has won RateSupermarket.ca's "Best Cash Back Rewards Credit Card" two years in a row for good reason. With an ongoing reward return of up to 4%, this card provides the greatest cash back value on the market. On top of a market leading reward offering, the Scotia Momentum® VISA Infinite Card also offers a unique program of premium enhancements, including VISA Infinite Complimentary Concierge. If you're the type of credit card holder who pays off their balance monthly and is looking to be rewarded for smart spending - this is the card for you.

 

The average Canadian stands up to earn roughly $800 in cash back over two years with this product. And that's not all! Scotiabank has introduced a 1.99% introductory annual interest rate on cash advances and balance transfers for the first six months - talk about a credit card chock full of perks!

Top 5 Features About the Scotia Momentum® VISA Infinite

  • Earn cash back on every purchase - 4% earned on eligible gas and grocery; 2% on eligible drug store and recurring payments; 1% on all other eligible purchases
  • Pay off debt faster with a 1.99% introductory annual interest rate on balance transfers and cash advances for the first six months. That means you can transfer your balance from another credit card (that is likely charging you much more on interest) to the Scotia Momentum® VISA Infinite and save money on interest payments
  • This card includes access to VISA Infinite complimentary concierge service, available 7 days a week, 24 hours a day
  • Pay no annual fee for the first year - that's $99 in savings right off the bat
  • You, your spouse and accompanying dependent children are each automatically covered for up to $1 million in emergency medical coverage. The Scotia Momentum® VISA Infinite Card also includes Trip Interruption Insurance, Flight Delay Insurance, Delayed and Lost Baggage Insurance, Travel Accident Insurance, Rental Car Collision/Loss Damage insurance and Purchase Security and Extended Warranty

Pros and Cons of the Scotia Momentum® VISA Infinite

Pros Cons
  • Earn cash back on every purchase
  • Comprehensive insurance coverage
  • No annual fee for the first year
  • Complimentary concierge service and access to other exclusive offers
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  • $30 annual fee for supplementary cards
  •   
 

How We Did It: Cash Back Earnings

Income Food Gas Travel Other Total
$72,240 $649.58* $197.42* $84.07*** $100**** $1,031.07

 

* http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil108a-eng.htm
** http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil131a-eng.htm
*** http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/famil131a-eng.htm
**** http://business.financialpost.com/2012/03/15/canadian-household-debt-declines-as-disposable-income-increases/

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.