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RBC® Cash Back MasterCard

For no annual fee receive 2% on grocery store purchases and up to 1% on all other purchases*.

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Our Rating:

Card Details

Features and Benefits

  • Purchase protection and extended warranty

  • No Annual Fee

  • 2% cash back credits on grocery store purchases*

  • Up to 1% cash back on all other purchases and pre-authorized payments*

  • Additional cards for co-applicants and authorized users at no extra cost.

  • Chip and PIN technology for enhanced security.

RateSupermarket.ca's Review

Love earning cash back rewards, but hate paying high fees? The RBC Cash Back MasterCard not only offers competitive cash back earnings for a no-fee option, but it also packs a very attractive 1.90% promotional Balance Transfer and Cash Advance Rate for the first 10 months. Cardholders can pick between paying off a lingering balance, or enjoying decent cash back earnings on all purchases.

Top Features About the RBC® Cash Back MasterCard‡

  • Earn 2% on the dollar on grocery purchases - great features for families
  • Earn 1% back on all other purchase types (including gas)
  • Pay no annual fee
  • Promotional 10-month 1.99% Balance Transfer and Cash Advance Rate

Pros and Cons of the RBC® Cash Back MasterCard‡

Pros Cons
  • No annual fee
  • Great cash back earning rate for a no-fee option
  • No limit on cash back earnings
  • No promotional restrictions on cash back earning rate.
  • Balance Transfer and cash back features cannot be used at the same time

How We Did It: Balance Transfers

Ave. Canadian Credit Card Debt Amount Paid Monthly Debt Timeline
$3,277.33 Minimum Payment (varies) 24 Months


All interest totals include limited time interest rates, credits, bonuses and annual fees.

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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