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President's Choice Financial® MasterCard®

Get up to 50,000 PC points. That’s $50 towards your groceries!

President's Choice Financial® MasterCard®

Earn 10 PC Points on every $1 spent + 5000 BONUS points for signing up.

Our Rating:
Annual Fee Interest Rate Balance Transfer Cash Advance Credit Score Good: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
$0.00 19.97% 0.97% *21.97% after 6 months 21.97% Good 1.00% *Equivalent value in PC points

Card Details


  • Use your President's Choice Financial MasterCard for your everyday shopping and you'll earn PC points toward free groceries and more*. The more you use your card, the more PC points you'll earn!

  • Earn 10 PC points for every $1 spent, everywhere you shop

  • Save money with no annual fee

  • New cardholders enjoy a low balance transfer rate of 0.97% for 6 months

Features and Benefits

  • Purchase protection and extended warranty

RateSupermarket.ca's Review

Looking for an everyday use credit card that gives you points for your purchases? The President's Choice Financial MasterCard is a favourite among shoppers for its practical rewards program - there's nothing better than being able to redeem rewards right at the till and offset your grocery costs. However, this card lacks the flexibility of similar cash back options, as these rewards can only be used at President's Choice retailers such as Loblaws, Great Canadian SuperStore and Joe Fresh. Rewards can only be used for in-store redemption, and cannot be changed to cash.

Top Features About President's Choice Financial MasterCard

  • Points are at the heart of the President's Choice Financial MasterCard. For every $1 spent on the card, you'll earn 10 PC points. For each dollar spent on travel services spent at pctravel.ca, cardholders earn 20 PC points.
  • Points can be redeemed for free groceries at participating grocery stores where President's Choice products are sold, or online at the PCPlus website at http://pcplus.ca/.
  • Balance Protection is also available to cardholders in case a disability, hospitalization or involuntary unemployment results in your ability to meet your credit obligations.
  • Purchases made using the President's Choice Financial MasterCard credit card are eligible for free extended 1 year warranty and purchase assurance should your purchases by stolen, lost or damaged in the first 90 days.
  • Finally, if you're travelling with the President's Choice Financial MasterCard, roadside assistance is available for cardholders. Should you find yourself needing fuel, tire replacement due to a flat or need a winch because you're stuck, you're in good hands. Coverage for one vehicle is $69.97 annually or $99.97 for two vehicles.

Pros

  • No annual fee
  • Roadside assistance (annual fees apply)
  • Identity theft restoration
  • Extended Warranty
  • Purchase Assurance

Cons

  • Points can only be redeemed for groceries at participating grocery stores

Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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