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The Best Low Interest Credit Cards

Compare and find the best Low Interest Credit Cards in Canada. Use the filters on the left hand side to personalize your search results below. Cards are ranked so you can easily find the best one for you.

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American Express Bank of Montreal Capital One CIBC MBNA Credit Cards Scotiabank TD Canada Trust Compare All Low Interest Rewards Cards No Fee Cards Secured Cards Guaranteed Cards Business Cards All Card Types

Low Interest Credit Cards

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More Details
  • Saves you money if you carry a monthly balance: low interest rate on purchases and balance transfers to save you money on interest payments.
  • Convenient line of credit: the low interest and balance transfer rate on this card make it a convenient line of credit for you to use.
  • Interest rate and balance transfer rate of 5.99% is applicable to the first three years only.
  • After 3 years your rate will stay low and become a variable rate of Prime +4.99% on purchases and balance transfers.
  • No Annual Fee. Annual interest rate for cash advances is 19.8%
Other Benefits
  • Travel accident insurance
  • Rental vehicle insurance
  • Baggage insurance
  • Purchase protection and extended warranty
     
    American
    Bonus 500miles
    +
    10
    miles per $100
    More Details
    • Special Offer: annual fee of $65 is waived in your first year, and 2.99% special interest rate for purchases for the first 12 months of Card membership, provided you make your minimum monthly payment on time.
    • AIR MILES on everything you buy: 1 AIR MILE for every $10 spent at AIR MILE sponsored retailers, and 1 AIR MILE for every $15 spent everywhere else.
    • Now! Earn 1 AIR MILE for every $10 in Card purchases at other eligible gas, grocery and drugstores.
    • BONUS Rewards: 500 introductory reward miles on your first purchase.
    • Note: Balance transfers are only available during specific promotional periods by AMEX.
    Other Benefits
    • Travel accident insurance
    • Rental vehicle insurance
    • Purchase protection and extended warranty
     
    American
    Bonus 150miles
    +
    7
    miles per $100
    More Details
    • Special Offer: receive an introductory interest rate of 2.99% for the first 12 months.
    • AIR MILES on everything you buy: Earn 1 AIR MILE for every $15 spent at AIR MILE sponsored retailers; earn 1 AIR MILE for every $20 in Card purchases everywhere else.
    • BONUS Rewards: receive 150 AIR MILES on your first purchase.
    • Shop at participating AIR MILES Sponsors across Canada with your Card and your AIR MILES Collector Card, and you can earn reward miles from both.
    Other Benefits
    • Travel accident insurance
    • Purchase protection and extended warranty
       
      Scotia
      Cash back
      up to
      1%
      More Details
      • Special Offer: introductory 7.99% interest rate on purchases for the first 6 months.
      • Rewards on every purchase: receive cashback paid out annually on every purchase you've made with your card. You'll receive: 1% on all eligible gas, grocery, drug store purchases, and recurring bill payments; and 0.5% on all other eligible purchases.
      Other Benefits
      • Avis Rental Car Discount
       
      More Details
      • Tool to reduce credit card debt: with a no fee balance transfer and a low rate, more of your money goes towards paying off the principal instead of just the interest.
      • 11.9% on purchases and balance transfers for three years. After that, your purchase rate and balance transfer rate become a variable rate of Prime +9.9%.
      Other Benefits
      • Travel accident insurance
      • Baggage insurance
      • Purchase protection and extended warranty
       
      More Details
      • Saves you money if you carry a monthly balance: low interest rate on purchases and balance transfers to save you money on interest payments.
      Other Benefits
      • Purchase protection and extended warranty
       
      Capital
      Bonus 5000miles
      +
      50
      miles per $100
      More Details
      • The low interest rate you need with rewards you want
      • Earn 1 reward mile for every $2 – on everything you buy
      • BONUS Rewards: 5,000 bonus reward miles on your first purchase
      • Guaranteed rate of 9.9% fixed on purchases and balance transfers
      Other Benefits
      • Travel accident insurance
      • Rental vehicle insurance
      • Baggage insurance
      • Purchase protection and extended warranty
         
        More Details
        • Interest rate fluctuates with TD Prime rate.
        • Rates range from TD Prime + 1.75% to TD Prime + 9.75%.
        • No-Fee balance transfers.
        • Preferred rates at Avis and Budget Rent a Car.
        Other Benefits
         
        Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.

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