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The Best Low Balance Transfer Credit Cards

Are you looking for the best low balance transfer credit card rates in Canada? We've ranked low balance transfer credit cards to help you find the best rates and low interest periods in Canada. Compare rates and find the best card for you.
Credit Cards by Type
Rewards Credit Cards Low Interest Credit Cards Low Balance Transfer Credit Cards Student Credit Cards No Fee Credit Cards Secured Credit Cards Guaranteed Credit Cards Business Credit Cards
Credit Cards by Rewards
Travel Rewards Credit Cards Cash Rewards Credit Cards Points Rewards Credit Cards Gas Rewards Credit Cards Specialty Rewards Credit Cards
Credit Cards by Lender
American Express Bank of Montreal Canadian Tire Capital One Chase Credit Cards CIBC Home Trust MBNA Credit Cards PC Financial Royal Bank of Canada Scotiabank TD Canada Trust Walmart
Best Credit Cards in Canada
Last Updated: May 24, 2013 02:30:34
Platinum Plus® MasterCard® Credit Card
Platinum Plus® MasterCard® Credit Card
0% annual interest rate† (AIR) on balance transfers* and deposits* for the first 12 full months
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
17.99%
0.00%
*19.99% after 12 months
$0.00
24.99%
Good
Scotiabank Value® VISA card
Scotiabank Value® VISA card
Save on interest payments - 0.99% introductory rate on balance transfers and cash advances.
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
11.99%
0.99%
*11.99% after 6 months
$29.00
0.99%
*11.99% after 6 months
Good
RBC® Cash Back MasterCard<sup>‡</sup>
RBC® Cash Back MasterCard‡
For no annual fee receive 2% on grocery store purchases and up to 1% on all other purchases*.
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
RewardsAre all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
19.99%
1.90%
*21.99% after 10 months
$0.00
1.90%
*21.99% after 10 months
Good
2.00%
*maximum
RBC Rewards® Visa<sup>‡</sup> Gold
RBC Rewards® Visa‡ Gold
A Premium Rewards Credit Card and No Annual Fee.
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
RewardsAre all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
19.99%
1.90%
*21.99% after 10 months
$0.00
1.90%
*21.99% after 10 months
Good
0.50%
*maximum
RBC Royal Bank® Visa Infinite<sup>‡</sup> Avion®
RBC Royal Bank® Visa Infinite‡ Avion®
15,000 welcome RBC Rewards Points upon approval (up to $350 flight value!)
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
RewardsAre all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
19.99%
1.90%
*21.90% after 10 months
$120.00
1.99%
*21.99% after 10 months
Good
2.88%
*maximum
CAA-Quebec Dollars Platinum Plus MasterCard® credit card
CAA-Quebec Dollars Platinum Plus MasterCard® credit card
On top of 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the Couche-Tard counter◊◊, receive up to 2% in CAA-Quebec Dollars on all your eligible purchases‡ — including gas — at participating Couche-Tard
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
19.99%
1.99%
*19.99% after 10 months
$0.00
19.99%
Good
Sony Card MasterCard® credit card
Sony Card MasterCard® credit card
Until July 31, 2013, earn 5X Sony Points†† for eligible purchases at the Sony Reader™ Store when you use your SonyCard MasterCard credit card. Visit readerstore.sony.com to start earning bonus points today! Account registration required. Click here to l
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
RewardsAre all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
1.99%
*19.99% after 10 months
1.99%
*19.99% after 10 months
$0.00
19.99%
Good
2.00%
*maximum
Smart Cash MasterCard® Credit Card
Smart Cash MasterCard® Credit Card
Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months‡
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
RewardsAre all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
19.99%
1.99%
*21.99% after 10 months
$0.00
24.99%
Good
5.00%
*Up to for the first 6 mos, up to 2% afterwards.
More Rewards MasterCard credit card
More Rewards MasterCard credit card
25,000 Bonus points†† with the More Rewards credit card
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreNo Credit: -- I currently do not have a credit card, or loan in my name. I need to improve my credit due to a recent bankruptcy or default on a loan.
RewardsAre all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
19.99%
1.99%
*19.99% after 6 months
$0.00
19.99%
Unknown
2.26%
*maximum
Scotia Momentum® VISA card
Scotia Momentum® VISA card
up to 2% cash back + 1.99% intro rate on balance transfers, and cash advances.
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
RewardsAre all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
19.99%
1.99%
*21.99% after 6 months
$39.00
1.99%
*21.99% after 6 months
Good
2.00%
*maximum
Scotia Momentum® VISA Infinite Card
Scotia Momentum® VISA Infinite Card
4% cash back on eligible purchases, a 1.99% intro rate on balance transfers, and cash advances.
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
RewardsAre all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
19.99%
1.99%
*21.99% after 6 months
$99.00
1.99%
*21.99% after 6 months
Good
4.00%
*maximum
No-Fee Scotiabank Value® VISA card
No-Fee Scotiabank Value® VISA card
SPECIAL OFFER: 3.99% interest rate for the first six months...plus no annual fee.
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
16.99%
3.99%
*16.99% after 6 months
$0.00
3.99%
*16.99% after 6 months
Good
Capital One SmartLine™ Platinum MasterCard®
Capital One SmartLine™ Platinum MasterCard®
Enjoy a low, long-term rate of 5.99% on purchases and balance transfers, guaranteed for 3 years (as long as you pay your bills on time).
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreExcellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months
5.99%
*for 3 years – after that, it becomes Prime +6.99%
5.99%
*for 3 years – after that, it becomes Prime +6.99%
$0.00
19.80%
Excellent
Capital One Fusion™ Platinum MasterCard®
Capital One Fusion™ Platinum MasterCard®
The low interest rate you need with rewards you want.
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreExcellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months
RewardsAre all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!
9.90%
9.90%
$0.00
19.80%
Excellent
0.50%
*maximum
Capital One Gold MasterCard® with a 11.9% Interest Rate
Capital One Gold MasterCard® with a 11.9% Interest Rate
Enjoy the certainty of a low, long-term rate of 11.9% on purchases and balance transfers, guaranteed for 3 years (as long you pay your bills on time).
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Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit ScoreGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months.
11.90%
*for 3 years – after that, it becomes Prime +9.9%
11.90%
*for 3 years – after that, it becomes Prime +9.9%
$19.00
19.80%
Good
Rate and product information are subject to change at any time and does not constitute financial advice. Please contact supplier for complete details.
Apply Online
Read More Details
Interest Rate
Balance Transfer
Annual Fee
Cash Advance
Credit Score
Rewards Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking!