The Best Capital One Credit Cards

Capital One Credit CardsLast Updated: May 21, 2012 02:31:06

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Capital One Aspire Travel World MasterCard 19.80% Interest Rate 19.80% Balance Transfer $120.00 Annual Fee 19.80% Cash Advance Rate GoodGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Min. Credit Score 2.00% Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return up to Travel Rewards Bonus 35000miles + 200 miles per $100 Capital One Aspire Travel World MasterCard 19.80% Interest Rate 19.80% Balance Transfer $120.00 Annual Fee 19.80% Cash Advance Rate GoodGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Min. Credit Score 2.00% Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return up to Travel Rewards Bonus 35000miles + 200 miles per $100 More Details The Purchase Rate, and the Balance Transfer Rate for this card is Prime +16.8% which is currently 19.8%(Variable) Rewards on every purchase: 2 reward miles for every $1 spent. BONUS Rewards: 35,000 introductory reward miles on your first purchase, and 10,000 miles as an anniversary bonus each and every year. Earn MORE rewards: add an authorized user or request additional cards for no fee and watch your cash back credit card rewards add up even quicker. Other Benefits Travel accident insurance Trip interruption or cancellation insurance Travel medical insurance Rental vehicle insurance Flight delay insurance Baggage insurance Purchase protection and extended warranty Bonus 35000miles + 200 miles per $100

Capital One SmartLine Platinum MasterCard 5.99% Interest Rate *7.99% After 36 Months 5.99% Balance Transfer *7.99% After 36 Months $0.00 Annual Fee 19.80% Cash Advance Rate ExcellentExcellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months Min. Credit Score Interest Rate 5.99% Capital One SmartLine Platinum MasterCard 5.99% Interest Rate *7.99% After 36 Months 5.99% Balance Transfer *7.99% After 36 Months $0.00 Annual Fee 19.80% Cash Advance Rate ExcellentExcellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months Min. Credit Score Interest Rate 5.99% More Details Saves you money if you carry a monthly balance: low interest rate on purchases and balance transfers to save you money on interest payments. Convenient line of credit: the low interest and balance transfer rate on this card make it a convenient line of credit for you to use. Interest rate and balance transfer rate of 5.99% is applicable to the first three years only. After 3 years your rate will stay low and become a variable rate of Prime +4.99% on purchases and balance transfers. No Annual Fee. Annual interest rate for cash advances is 19.8% Other Benefits Travel accident insurance Rental vehicle insurance Baggage insurance Purchase protection and extended warranty Interest Rate 5.99%

Capital One Gold MasterCard®: 11.9% 11.90% Interest Rate *12.90% After 36 Months 11.90% Balance Transfer *12.90% After 36 Months $19.00 Annual Fee 19.80% Cash Advance Rate GoodGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Min. Credit Score Interest Rate 11.9% Capital One Gold MasterCard®: 11.9% 11.90% Interest Rate *12.90% After 36 Months 11.90% Balance Transfer *12.90% After 36 Months $19.00 Annual Fee 19.80% Cash Advance Rate GoodGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Min. Credit Score Interest Rate 11.9% More Details Tool to reduce credit card debt: with a no fee balance transfer and a low rate, more of your money goes towards paying off the principal instead of just the interest. 11.9% on purchases and balance transfers for three years. After that, your purchase rate and balance transfer rate become a variable rate of Prime +9.9%. Other Benefits Travel accident insurance Baggage insurance Purchase protection and extended warranty Interest Rate 11.9%

Capital One Fusion Platinum MasterCard® 9.90% Interest Rate 9.90% Balance Transfer $0.00 Annual Fee 19.80% Cash Advance Rate ExcellentExcellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months Min. Credit Score 0.50% Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return up to Bonus 5000miles + 50 miles per $100 Capital One Fusion Platinum MasterCard® 9.90% Interest Rate 9.90% Balance Transfer $0.00 Annual Fee 19.80% Cash Advance Rate ExcellentExcellent: -- I've had a credit card, or loan for 10+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past six months Min. Credit Score 0.50% Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return up to Bonus 5000miles + 50 miles per $100 More Details The low interest rate you need with rewards you want Earn 1 reward mile for every $2 – on everything you buy BONUS Rewards: 5,000 bonus reward miles on your first purchase Guaranteed rate of 9.9% fixed on purchases and balance transfers Other Benefits Travel accident insurance Rental vehicle insurance Baggage insurance Purchase protection and extended warranty Bonus 5000miles + 50 miles per $100

Capital One Delta SkyMiles World MasterCard 19.80% Interest Rate 19.80% Balance Transfer $120.00 Annual Fee 19.80% Cash Advance Rate GoodGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Min. Credit Score 2.00% Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return up to Bonus 25000miles + 200 miles per $100 Capital One Delta SkyMiles World MasterCard 19.80% Interest Rate 19.80% Balance Transfer $120.00 Annual Fee 19.80% Cash Advance Rate GoodGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Min. Credit Score 2.00% Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return up to Bonus 25000miles + 200 miles per $100 More Details Rewards on every purchase: 2 Delta Miles for every $1 spent on Delta purchases, 1 Delta Mile on all other purchases. BONUS Rewards: 25,000 introductory reward miles on your first purchase, 2,500 miles as an anniversary bonus each and every year and 2,500 bonus miles when you add an authorized user. Valuable World MasterCard Benefits Other Benefits Travel accident insurance Trip interruption or cancellation insurance Travel medical insurance Rental vehicle insurance Flight delay insurance Baggage insurance Purchase protection and extended warranty Bonus 25000miles + 200 miles per $100

Capital One Aspire Cash Platinum MasterCard 19.80% Interest Rate 19.80% Balance Transfer $0.00 Annual Fee 19.80% Cash Advance Rate GoodGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Min. Credit Score 1.00% Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return up to Cash back up to 1% Capital One Aspire Cash Platinum MasterCard 19.80% Interest Rate 19.80% Balance Transfer $0.00 Annual Fee 19.80% Cash Advance Rate GoodGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Min. Credit Score 1.00% Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return up to Cash back up to 1% More Details The Purchase Rate, and the Balance Transfer Rate for this card is Prime +16.8% which is currently 19.8%(Variable) Earn cash rewards and pay no annual fee! Special offer: Earn 25% extra cash back on your total cash rewards every year BONUS offer: $50 bonus cash reward on your first purchase 1% cash rewards on all net purchases Enjoy the flexibility: No limit to the amount of cash you can earn, you can redeem as often as you like (no min or max amount required) Earn more: Add an authorized user for $0, and earn even more cash Other Benefits Travel accident insurance Purchase protection and extended warranty Cash back up to 1%

Capital One Aspire Cash World MasterCard 19.80% Interest Rate 19.80% Balance Transfer $0.00 Annual Fee 19.80% Cash Advance Rate GoodGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Min. Credit Score 1.00% Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return up to Cash back up to 1% Capital One Aspire Cash World MasterCard 19.80% Interest Rate 19.80% Balance Transfer $0.00 Annual Fee 19.80% Cash Advance Rate GoodGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Min. Credit Score 1.00% Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return up to Cash back up to 1% More Details The Purchase Rate, and the Balance Transfer Rate for this card is Prime +16.8% which is currently 19.8%(Variable) Earn 50% extra cash rewards every year and pay no annual fee! 1 % cash rewards on all purchases No annual fee $100 bonus cash reward on your first purchase No limit to the amount of cash you can earn Add an authorized user for $0, and earn even more cash Valuable World MasterCard benefits including Purchase Assurance and Extended Warranty Other Benefits Trip interruption or cancellation insurance Travel medical insurance Rental vehicle insurance Flight delay insurance Baggage insurance Purchase protection and extended warranty Cash back up to 1%

Capital One Delta SkyMiles Gold MasterCard 19.80% Interest Rate 19.80% Balance Transfer $0.00 Annual Fee 19.80% Cash Advance Rate GoodGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Min. Credit Score 1.00% Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return up to Bonus 2500miles + 100 miles per $100 Capital One Delta SkyMiles Gold MasterCard 19.80% Interest Rate 19.80% Balance Transfer $0.00 Annual Fee 19.80% Cash Advance Rate GoodGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Min. Credit Score 1.00% Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return up to Bonus 2500miles + 100 miles per $100 More Details Rewards on every purchase: 1 Delta Mile for every $1 spent on Delta purchases, 1 Delta Mile for every $2 spent on all other purchases. BONUS Rewards: 2,500 introductory reward miles on your first purchase. Other Benefits Travel accident insurance Rental vehicle insurance Baggage insurance Purchase protection and extended warranty Bonus 2500miles + 100 miles per $100

Capital One Aspire Travel Platinum MasterCard 19.80% Interest Rate 19.80% Balance Transfer $0.00 Annual Fee 19.80% Cash Advance Rate GoodGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Min. Credit Score 1.00% Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return up to Bonus 10000miles + 100 miles per $100 Capital One Aspire Travel Platinum MasterCard 19.80% Interest Rate 19.80% Balance Transfer $0.00 Annual Fee 19.80% Cash Advance Rate GoodGood: -- I've had a credit card, or loan for 6+ years. I've had good credit for the last 7 years (no bankruptcies or no defaults on credit as a result of failing to pay debts back to creditors). I haven't opened a new credit card account, loan, or line of credit in the last nine months. I've made the minimum payments on my existing credit cards for the past three months. Min. Credit Score 1.00% Are all rewards created equal? -- From points, to miles, to cash back - how do you know how much you're really getting? To help you find the best rewards card, we've created the Your Reward Return, a rate that lets you know the rate of return from your spending into rewards so that you can compare like for like. Now that's wise thinking! Reward Return up to Bonus 10000miles + 100 miles per $100 More Details The Purchase Rate, and the Balance Transfer Rate for this card is Prime +16.8% which is currently 19.8%(Variable Earn reward miles – with no annual fee! No Annual Fee Earn 1 reward mile for every $1 spent – on all purchases 10,000 bonus reward miles with your first purchase 25% extra anniversary bonus reward miles every year Redeem for travel, cash, merchandise or gift cards Other Benefits Travel accident insurance Rental vehicle insurance Baggage insurance Purchase protection and extended warranty Bonus 10000miles + 100 miles per $100

Capital One Low Rate Guaranteed MasterCard 14.90% Interest Rate 14.90% Balance Transfer $79.00 Annual Fee 19.80% Cash Advance Rate No CreditNo Credit: -- I currently do not have a credit card, or loan in my name. I need to improve my credit due to a recent bankruptcy or default on a loan. Min. Credit Score Interest Rate 14.90% Capital One Low Rate Guaranteed MasterCard 14.90% Interest Rate 14.90% Balance Transfer $79.00 Annual Fee 19.80% Cash Advance Rate No CreditNo Credit: -- I currently do not have a credit card, or loan in my name. I need to improve my credit due to a recent bankruptcy or default on a loan. Min. Credit Score Interest Rate 14.90% More Details Guaranteed Approval: no matter you're credit rating you're guaranteed to get approved. Saves you money if you carry a monthly balance: low interest rate on purchases and balance transfers to save you money on interest payments. Other Benefits Travel accident insurance Rental vehicle insurance Baggage insurance Purchase protection and extended warranty Interest Rate 14.90%

Capital One Guaranteed Mastercard 19.80% Interest Rate 19.80% Balance Transfer $59.00 Annual Fee 19.80% Cash Advance Rate No CreditNo Credit: -- I currently do not have a credit card, or loan in my name. I need to improve my credit due to a recent bankruptcy or default on a loan. Min. Credit Score Interest Rate 19.80% Capital One Guaranteed Mastercard 19.80% Interest Rate 19.80% Balance Transfer $59.00 Annual Fee 19.80% Cash Advance Rate No CreditNo Credit: -- I currently do not have a credit card, or loan in my name. I need to improve my credit due to a recent bankruptcy or default on a loan. Min. Credit Score Interest Rate 19.80% More Details Guaranteed Approval: no matter you're credit rating you're guaranteed to get approved. May help you strengthen your credit history Security funds not required, unless they contact you 24/7 customer service online or by phone Other Benefits Travel accident insurance Rental vehicle insurance Baggage insurance Purchase protection and extended warranty Interest Rate 19.80%

Capital One Guaranteed Secured MasterCard 19.80% Interest Rate 19.80% Balance Transfer $59.00 Annual Fee 19.80% Cash Advance Rate No CreditNo Credit: -- I currently do not have a credit card, or loan in my name. I need to improve my credit due to a recent bankruptcy or default on a loan. Min. Credit Score Interest Rate 19.80% Capital One Guaranteed Secured MasterCard 19.80% Interest Rate 19.80% Balance Transfer $59.00 Annual Fee 19.80% Cash Advance Rate No CreditNo Credit: -- I currently do not have a credit card, or loan in my name. I need to improve my credit due to a recent bankruptcy or default on a loan. Min. Credit Score Interest Rate 19.80% More Details Guaranteed Approval: no minimum income required and approval is guaranteed with a minimum deposit of $75. May help you establish or re-establish your credit history Other Benefits Purchase protection and extended warranty Interest Rate 19.80%

Capital One Evolution MasterCard 19.80% Interest Rate 19.80% Balance Transfer $59.00 Annual Fee 19.80% Cash Advance Rate PoorNo Credit: -- I currently do not have a credit card, or loan in my name. I need to improve my credit due to a recent bankruptcy or default on a loan. Min. Credit Score Interest Rate 19.80% Capital One Evolution MasterCard 19.80% Interest Rate 19.80% Balance Transfer $59.00 Annual Fee 19.80% Cash Advance Rate PoorNo Credit: -- I currently do not have a credit card, or loan in my name. I need to improve my credit due to a recent bankruptcy or default on a loan. Min. Credit Score Interest Rate 19.80% More Details Guaranteed Approval: Great for people who need to build or strengthen their credit. Shrink your rate by 6% over two years – to 13.8%. Other Benefits Travel accident insurance Baggage insurance Purchase protection and extended warranty Interest Rate 19.80%

Capital One Details

Capital One is unlike any financial institution you ve ever dealt with, and that's a good thing! We're proud of what we've built - something much more important than bricks and mortar. In Canada, our Capital One MasterCard products offer some of the best rates and rewards available with 24/7 customer service to back them up.