You Got What Rate?? How?!?

You Got What Rate?? How?!?

This week is all about cracking the most common mortgage secrets. And for many, there’s nothing more mystifying than the role of a mortgage broker… or is that just my opinion? I’m skeptical by nature. If something seems too good to be true, I think it probably is. I’ve learned, though, not to judge until I’ve asked the right questions. I am glad that I applied this good sense in my quest for the perfect mortgage package.
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Look Deeper When Shopping for a Mortgage

Look Deeper When Shopping for a Mortgage

When you’re shopping around for a mortgage, you want the best rate. That’s obvious. Shaving even a fraction of a percentage point off your mortgage rate will save you thousands over the term of the mortgage, so it’s worth shopping around and haggling. But there’s more to a mortgage than just the number. There are other services — many of them buried in the fine print of your mortgage documents — that can have an impact on your experience over the years… yup, years!
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Self-Employed? Yes, You Can Get a Mortgage

Self-Employed? Yes, You Can Get a Mortgage

While many of the major financial institutions shy away from the self-employed, other mortgage lenders are happy to work with them – provided they meet the criteria. Here are some of the things business owners can do to minimize risk, thereby becoming a more desirable candidate in the eyes of mortgage lenders.
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Are You Asking Your Mortgage Broker the Right Questions?

Are You Asking Your Mortgage Broker the Right Questions?

Your home will likely be the single largest purchase you make and mortgage payments will be a part of your life for the next 25 to 30 years. Decisions you make now could affect you for years to come, which is why it is imperative that you know what to look for in a mortgage broker.
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