Delivering you the very best money tips, news, and how-to's in Canada every single week. Wondering how to break up with your bank, how to save thousands on your mortgage, or how the latest economic news affects you? You're in the right place.
She is one of the most universally revered people on the planet. She is a nurturer, a provider, a support system, an educator, and sometimes even a needed disciplinarian. She is Mom. But rather than queuing up to wait for a table in an over-crowded restaurant or paying a jacked-up price for flowers that will wither and die within days, this Mother’s Day, why not treat your mom with something a little more personal (and easier on the wallet)?
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If I really think about it, I’m pretty sick and tired of a whole lot of my service providers. I wonder if my insurance company is ripping me off. (Probably.) My bank may be gouging me with service fees. My internet bill sometimes, randomly, shoots through the roof. And, like just about everyone I know, I deeply dislike my phone providers. If it’s time to break up with any one of your service providers, it’s not enough to just be annoyed or frustrated. You need to take a methodical approach to make sure you’re making the right move and that nothing in your life will be disrupted when you switch gears. Here’s a checklist of things to think about when you make a move.
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By now you should have completed your taxes and are most likely eagerly awaiting your return. While some will get just a couple hundred dollars back, some of you could be in for a fairly sizable cheque. It’s easy to get excited about unexpected money, and hard not to want to spend it all at once. Before it arrives, though, take some time to think about how you can best use that money. Here are 8 suggestions for ways you can spend your tax refund wisely.
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Back in March of this year, OSFI (Office of the Superintendent of Financial Institutions Canada) released their draft recommendations to banks and other federally regulated lenders to tighten underwriting practices. The OSFI was calling on banks to submit their feedback to the suggested changes with the deadline being this past Tuesday, May 1st.
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I must confess. I’ve never been much of a gold bug. And I admit, I’ve never understood how the market values gold or the reasoning behind holding gold. So why is the market full of news about investing in gold?
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Want to know what the outlook is on mortgage rates for the next 30 to 40 days? Our panel of mortgage experts share their views on Canadian Mortgage Rate Trends.
Panel Consensus
May 2012
