Melanie

About Melanie

Growing up in a house of seven on a single income was tough, but my parents were both hardworking, clever and resourceful. As it is in most families, money was a taboo subject and I learned mostly through osmosis, not open conversation. The experience taught me three things: 1. How to stretch a dollar (I’m really, really good at this). 2. That it’s extremely important to talk openly about money. 3. That I never want to be there again (and I won’t). The best part about being a freelance writer (besides the hours) is that I get to learn something new every day and then share what I’ve learned through writing. When I’m not writing for RateSupermarket.ca, I’m writing about real estate, personal finance, marketing and food and agriculture. When I’m not working, I’m playing. Soccer, hockey and triathlons are my sports of choice.

Articles by Melanie

The Best Summer Travel Credit Card

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For the first time in years, I have travel plans this summer. In fact, I’m going on several trips just to make up for lost time. How exciting! Since I have so many flights and hotels to book, I thought I’d come up with a summer travel action plan. There must be a way to get something in return for all the money I’m going to be spending. After careful research, here’s what I found.
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8 Ways to (Wisely) Spend Your Tax Refund

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By now you should have completed your taxes and are most likely eagerly awaiting your return. While some will get just a couple hundred dollars back, some of you could be in for a fairly sizable cheque. It’s easy to get excited about unexpected money, and hard not to want to spend it all at once. Before it arrives, though, take some time to think about how you can best use that money. Here are 8 suggestions for ways you can spend your tax refund wisely.
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The Secret Behind Credit Card Rewards

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All reward cards aren’t created equal. Depending on the card you choose, you’ll be offered rewards points, miles, or cash-back. But how do you know what you’re really getting? Which card offers the best deal? And why are more users choosing cash back cards?
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How to Avoid an Audit and What to do if it Happens

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No one wants to get audited, but it happens. If it does happen, though, you’ll want to be prepared. Today we’re going to talk about the red flags CRA looks for and how to avoid waving those flags, as well as how to prepare for an audit, should it ever occur. As with most things in life, the more prepared you are, the easier the situation is to deal with.
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Online Drug Stores: Healthy for the Wallet or Risky Business?

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Online drugs are becoming more and more popular. Prescription medication can be costly and eat into monthly budgets, so it’s no wonder that Canadians are looking elsewhere. While shopping online for other personal or household items can save you money, shopping online for prescription medication can be risky. Here are some tips for purchasing drugs online.
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